TTENK/calls
The BriefMarketsAll StocksNewsScreenerCommunity

Get the Brief in your inbox

A daily, SEC-grounded read on the market — movers, earnings, and our boldest calls. Free.

TTENK/calls

SEC-grounded equity research — opinionated calls reasoned over real filings.

Research

  • The Brief
  • Markets
  • All Stocks
  • Screener
  • Discover
  • Research
  • The Flip Side
  • Track record

Tools

  • Compare
  • Congress trades
  • Events
  • Filing search
  • Groups
  • Trending
  • News

More

  • Pricing
  • Community
  • Newsletter
  • Developers / API
  • Account
DisclosuresTermsPrivacy

Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

EDGAR® is a registered trademark of the U.S. Securities and Exchange Commission. TENK/calls is an independent service and is not affiliated with, endorsed by, or approved by the U.S. Securities and Exchange Commission.

TTENK/calls
The BriefMarketsAll StocksNewsScreenerCommunity

Pulling SEC filings + quote and writing the call…

TTENK/calls
The BriefMarketsAll StocksNewsScreenerCommunity
← New search
Home›Stocks›BAC-PE

BAC-PE

BANK OF AMERICA CORP /DE/

Last earnings +0.2% on 2026-04-15

Buy
$18.73
▲ +0.27%
$18.73▼ -9.27%
over 1Y
L $18.10H $21.05
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+0.3%
1W+0.6%
1M-1.4%
3M+0.9%
YTD+0.7%
1Y-9.3%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Buy
Quality
B
Valuation
Undervalued
Filings
Watch
Buy
Conviction
Horizon
Medium (3–12mo)

Revenue grew 6.8% YoY.

Revenue (FY2025) $113B · FY2025

The read

Quality fundamentals and an attractive price line up (~401% below fair value) — the rarer case where both the business and the entry look good.

BANK OF AMERICA CORP /DE/ shows $113B in FY2025 revenue (+6.8% YoY), a 27.0% net margin, and 10.1% ROE.

Supporting the case: revenue grew 6.8% YoY; strong net margin (27.0%); undemanding valuation (P/E 4.9).

Rule-based analysis, generated automatically from SEC filing data.

Investment recommendation produced by TENK/calls (tenkcalls.com), Luxembourg. Completed Jul 4, 2026, 9:06 AM ET. Ratings & methodology: definitions · All recommendations to date: track record · Conflicts: disclosures. Not investment advice.

Financials · annual, by fiscal year

Line itemFY21FY22FY23FY24FY25
Revenue$89.1B$95.0B$103B$106B$113B
Gross profit—————
Operating income—————
Net income$32.0B$27.5B$26.3B$27.0B$30.5B
Diluted EPS$3.57$3.19$3.05$3.19$3.81
Net margin35.9%29.0%25.6%25.5%27.0%

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF—
PEG (trailing)0.37
Earnings yield13.2%
FCF yield—

Quality & risk

ROIC (est.)—
Free cash flow—
Total debt$364B
Net cash-$132B
Piotroski F-Score5/7

Capital returns

Buyback yield9.3%
Dividend yield (est.)0.7%
Shareholder yield10.0%
Shares Δ YoY-5.6%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Some governance/structural items recently, but no outright red flags.
  1. 8-K Shareholder vote2026-05-06
  2. 10-Q Quarterly report2026-05-01
  3. 8-K Earnings results2026-04-15
  4. DEF 14A Proxy statement2026-03-23
  5. 10-K Annual report2026-02-25
  6. 8-K Other event2026-02-13
  7. 8-K Earnings results2026-01-14
  8. 8-K Reg FD disclosure2026-01-06
  9. S-3/A Shelf registration (potential raise)2025-12-08

Recent filings

all on EDGAR ↗
424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗FWPFiling2026-07-02open ↗424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗

Quality score

B
ValueGrowthProfitHealthMom.
ValueA-
GrowthB+
ProfitabilityA-
Financial healthA-
MomentumF
  • ✓Revenue growing year-over-year
  • ✓Profitable (positive net income)
  • ✓Net margin above 10%
  • ✗Return on equity above 15%
  • ✓P/E below 25

Fair value est.

$93.86

Undervalued +401% vs price

cheapfair valueexpensive

Modified Graham: EPS $3.81 × (8.5 + 1.5 × 10.0% growth) × 1.05 quality = 24.6× multiple. An estimate, not a price target.

18.1052-week21.05
Revenue
$113B
+6.8% YoY
Net margin
27.0%
ROE
10.1%
P/E
4.9

SEC fundamentals · FY 2025

'21'22'23'24'25

■ revenue · ■ net income, by fiscal year

Revenue$113B+6.8%
Net income$30.5B+13.1%
Diluted EPS$3.81+19.4%
Cash & equivalents$232B-20.1%
Total assets$3.41T+4.6%
Total liabilities$3.11T+4.8%
Stockholders' equity$303B+3.2%
L/E: 10.25x

Frequently asked

Is BANK OF AMERICA CORP /DE/ (BAC-PE) a buy?
BAC-PE currently carries a Buy rating with 4/5 conviction, derived from its latest SEC filings. Revenue grew 6.8% YoY.
What is BAC-PE's fair value?
A Modified-Graham model based on BAC-PE's SEC fundamentals estimates a fair value of about $93.86. It is an estimate from reported earnings, not a price target.
Is BAC-PE overvalued or undervalued?
Against a Modified-Graham fair-value estimate, BAC-PE currently appears undervalued relative to its SEC-grounded earnings power.
What is BANK OF AMERICA CORP /DE/'s quality score?
BAC-PE scores 72.77948638582461/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0000070858, latest 10-Q filed 2026-05-01) · EODHD · as of 7/4/2026, 1:06:24 PM.

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC

Last 90 days: 9 open-market buys · 6 sales

2026-06-15
MOYNIHAN BRIAN T
Chair and CEO
Exercise18.1K
2026-06-15
MOYNIHAN BRIAN T
Chair and CEO
Disposed (D)18.1K @ $55.87$1.01M
2026-06-11
BANK OF AMERICA CORP /DE/
10% owner
Buy1.00 @ $0.02$0.02
2026-06-11
BANK OF AMERICA CORP /DE/
10% owner
Buy1.00 @ $0.02$0.02
2026-06-11
BANK OF AMERICA CORP /DE/
10% owner
Buy1.00 @ $0.01$0.01
2026-06-11
BANK OF AMERICA CORP /DE/
10% owner
Buy1.00 @ $0.01$0.01
2026-06-11
BANK OF AMERICA CORP /DE/
10% owner
Buy3.00 @ $0.01$0.03
2026-06-11
BANK OF AMERICA CORP /DE/
10% owner
Sell15.00 @ $0.01$0.15
2026-05-29
BANK OF AMERICA CORP /DE/
10% owner
Disposed (J)101.00
2026-05-29
BANK OF AMERICA CORP /DE/
10% owner
Disposed (J)194.00
2026-05-29
BANK OF AMERICA CORP /DE/
10% owner
Disposed (J)127.00
2026-05-29
BANK OF AMERICA CORP /DE/
10% owner
Disposed (J)192.00

Dividends

Quarterly
Yield (TTM)
6.3%
Annual / share
$1.17
Last ex-date
2026-04-30
Last amount
$0.26
ex 2026-04-30paid 2026-05-15$0.26
ex 2026-01-30paid 2026-02-17$0.29
ex 2025-10-31paid 2025-11-17$0.31
ex 2025-07-31paid 2025-08-15$0.32
ex 2025-04-30paid 2025-05-15$0.30
ex 2025-01-31paid 2025-02-18$0.33

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Earnings history

beat/miss · move
2026-04-15—▲ +0.23%8-K ↗
2026-01-14—▲ +0.61%8-K ↗
2025-10-15—▼ -0.14%8-K ↗
2025-07-16—▼ -0.37%8-K ↗
2025-04-15—▲ +0.89%8-K ↗
2025-01-16—▲ +0.08%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Recent news

market news →
SK Hynix weighs 0.5% underwriting fee for blockbuster U.S. share saleBullish
finance.yahoo.com· 2026-07-04
Kevin O’Leary’s Wedding Warning Looks Timely As New Report Shows Couples Are Paying More Than Ever To Say 'I Do'Bullish
finance.yahoo.com· 2026-07-03
Is Bank of America Corporation (BAC) A Good Stock To Buy Now?Bullish
finance.yahoo.com· 2026-07-03
Small Hedge Funds Beat Multistrats in Rollercoaster First HalfBullish
finance.yahoo.com· 2026-07-03
Kymera Therapeutics (KYMR) Stock Gets Fair Value Bump After KT 621 Timeline ShiftBullish
finance.yahoo.com· 2026-07-03
Is the Stock Market Open Today? Here Are the Trading Hours Ahead of the Fourth of July.Bullish
finance.yahoo.com· 2026-07-03

Vs tracked universe

compare →

1195 tracked peers · median

TENK Score73 vs 67
Revenue growth6.8% vs 7.5%
Net margin27.0% vs 10.0%
Return on equity10.1% vs 12.0%
P/E4.9 vs 26.2

News sentiment

EODHD · 7d
Bullish
+0.09
vs typical · 32 articles
↑ improving

Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.