BACRP
BANK OF AMERICA CORP /DE/
Next earnings Jul 14, 2026 (before open) · consensus $1.12 EPS, $30.7B rev
Last earnings +0.1% on 2026-04-15
$198.77
▲ 0.00%$198.77▼ -1.61%
over 1Y
L $179.25H $299.08
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+0.0%
1W+0.0%
1M+7.0%
3M-33.5%
YTD+1.2%
1Y-1.6%
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 29 analysts
Buy
Revenue grew 6.8% YoY; but rich valuation (P/E 52.2).
Revenue (FY2025) $113B · FY2025
The read
Middling fundamentals and a rich price (~53% above fair value) leave little margin of safety — a wait-and-see.
BANK OF AMERICA CORP /DE/ shows $113B in FY2025 revenue (+6.8% YoY), a 27.0% net margin, and 10.1% ROE.
Supporting the case: revenue grew 6.8% YoY; strong net margin (27.0%).
Rule-based analysis, generated automatically from SEC filing data.
Investment recommendation produced by TENK/calls (tenkcalls.com), Luxembourg. Completed Jul 4, 2026, 11:28 AM ET. Ratings & methodology: definitions · All recommendations to date: track record · Conflicts: disclosures. Not investment advice.
Is BACRP a buy? The one-page verdict, explained →
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $89.1B | $95.0B | $103B | $106B | $113B |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $32.0B | $27.5B | $26.3B | $27.0B | $30.5B |
| Diluted EPS | $3.57 | $3.19 | $3.05 | $3.19 | $3.81 |
| Net margin | 35.9% | 29.0% | 25.6% | 25.5% | 27.0% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF—
PEG (trailing)3.98
Earnings yield2.1%
FCF yield—
Quality & risk
ROIC (est.)—
Free cash flow—
Total debt$364B
Net cash-$132B
Piotroski F-Score5/7
Capital returns
Buyback yield1.5%
Dividend yield (est.)0.1%
Shareholder yield1.6%
Shares Δ YoY-5.6%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗FWPFiling2026-07-02open ↗424B2Filing2026-07-02open ↗424B2Filing2026-07-02open ↗
Frequently asked
- Is BANK OF AMERICA CORP /DE/ (BACRP) a buy?
- BACRP currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Revenue grew 6.8% YoY; but rich valuation (P/E 52.2).
- What is BACRP's fair value?
- A Modified-Graham model based on BACRP's SEC fundamentals estimates a fair value of about $93.86. It is an estimate from reported earnings, not a price target.
- Is BACRP overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, BACRP currently appears overvalued relative to its SEC-grounded earnings power.
- What is BANK OF AMERICA CORP /DE/'s quality score?
- BACRP scores 62.8104230993908/100 (grade C+) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0000070858, latest 10-Q filed 2026-05-01) · EODHD · as of 7/4/2026, 3:28:16 PM.
Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.