FITB
FIFTH THIRD BANCORP
Next earnings Jul 17, 2026 · consensus $0.99 EPS, $3.33B rev
$57.16
▲ +0.67%$57.16▲ +42.64%
over 1Y
L $39.66H $57.16
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+0.7%
1W+1.3%
1M+13.6%
3M+21.3%
YTD+20.9%
1Y+42.6%
Hold
Conviction
Horizon
Long (>12mo)
12-mo target
$•••
Street · 27 analysts
Buy
Solid, fairly valued regional bank at 14.9x with steady EPS growth, but the just-closed $12.7B Comerica deal injects real integration risk.
P/E (price / FY diluted EPS) 14.9 · price $52.74 / FY2025 EPS $3.53
The read
Fundamentals and price both look middling — no strong edge either way.
Fifth Third is a well-run regional bank that screens as quality at a fair price. FY2025 net income rose 9.0% to $2.52B and diluted EPS rose 12.4% to $3.53, capping a stable multi-year earnings profile ($2.77B in 2021 to $2.52B in 2025) and producing an 11.6% ROE. The balance sheet is sound: stockholders' equity grew 10.6% to $21.7B, cash rose 16.1% to $3.50B, long-term debt fell 5.2% to $13.6B, and the current portion of borrowings dropped 80.1%. Operating cash flow of $4.51B comfortably covers $1.16B of dividends and $525M of buybacks. At $52.74 the stock trades at 14.9x trailing EPS — a reasonable, not stretched, multiple for a bank compounding earnings in the low double digits. (Note: the 'revenue' figure here is an incomplete XBRL contract-revenue fragment of $577M, so the reported P/S of 82.4x and 437% net margin are not meaningful for a bank whose revenue is net interest income plus noninterest income; I am not relying on them.)
AI-generated analysis, produced by our proprietary engine from SEC filing data.
Investment recommendation produced by TENK/calls (tenkcalls.com), Luxembourg. Completed Jun 21, 2026, 12:15 PM ET. Ratings & methodology: definitions · All recommendations to date: track record · Conflicts: disclosures. Not investment advice.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $600M | $589M | $577M | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $2.77B | $2.45B | $2.35B | $2.31B | $2.52B |
| Diluted EPS | $3.73 | $3.35 | $3.22 | $3.14 | $3.53 |
| Net margin | 461.7% | 415.3% | 407.1% | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF13.2
PEG (trailing)1.80
Earnings yield4.9%
FCF yield7.6%
Quality & risk
ROIC (est.)—
Free cash flow$3.93B
Total debt$14.5B
Net cash-$11.0B
Piotroski F-Score5/7
Capital returns
Buyback yield1.0%
Dividend yield (est.)2.2%
Shareholder yield3.3%
Shares Δ YoY+35.5%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRed flag in recent filings — delisting notice (2026-06-03). Worth a closer look.
- 8-K Other event2026-06-10
Other-events disclosure with exhibits; routine update, no financial impact signaled
- 8-K Reg FD disclosure2026-06-09
Reg FD investor materials furnished; informational, not earnings-moving
- 8-K Delisting notice2026-06-03
Item 3.01 listing notice (Comerica securities delisting post-merger) plus Reg FD
- 8-K Other event2026-05-22
Other-events disclosure with exhibits; routine corporate update
- 8-K Other event2026-05-08
Other-events disclosure (likely dividend/capital action) with exhibits
- 10-Q Quarterly report2026-05-05
Q1'26 — first quarter consolidating Comerica merger (closed Feb 1, 2026)
- 8-K Officer / director change2026-04-24
Annual meeting vote results and board/officer changes reported
- DEF 14A Proxy statement2026-03-09
Annual proxy: board, pay and merger-related governance items for vote
- 8-K/A Amended 8-K2026-03-04
Amended 8-K adding Comerica acquisition pro forma financials/exhibits
Recent filings
all on EDGAR ↗144Filing2026-06-26open ↗25Filing2026-06-11open ↗8-KPeriod ending 2026-06-082026-06-10open ↗8-KPeriod ending 2026-06-092026-06-09open ↗CERTFiling2026-06-09open ↗8-A12BFiling2026-06-09open ↗144Filing2026-06-08open ↗8-KPeriod ending 2026-06-012026-06-03open ↗8-KPeriod ending 2026-05-212026-05-22open ↗4/APeriod ending 2026-02-122026-05-11open ↗8-KPeriod ending 2026-05-082026-05-08open ↗10-QPeriod ending 2026-03-312026-05-05open ↗
Frequently asked
- Is FIFTH THIRD BANCORP (FITB) a buy?
- FITB currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Solid, fairly valued regional bank at 14.9x with steady EPS growth, but the just-closed $12.7B Comerica deal injects real integration risk.
- What is FITB's fair value?
- A Modified-Graham model based on FITB's SEC fundamentals estimates a fair value of about $50.83. It is an estimate from reported earnings, not a price target.
- Is FITB overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, FITB currently appears fairly valued relative to its SEC-grounded earnings power.
- What is FIFTH THIRD BANCORP's quality score?
- FITB scores 69.70902500386484/100 (grade B-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0000035527, latest 10-Q filed 2026-05-05) · EODHD · Proprietary analysis · as of 6/21/2026, 4:15:56 PM.
Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.