HOMB
HOME BANCSHARES INC
Next earnings Jul 15, 2026 · consensus $0.62 EPS, $295M rev
Last earnings -1.0% on 2026-04-15
$28.68
▼ -0.31%$28.68▲ +3.45%
over 1Y
L $25.68H $30.13
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today-0.3%
1W-0.1%
1M+7.2%
3M+6.4%
YTD+4.3%
1Y+3.4%
Buy
Conviction
Horizon
Long (>12mo)
Street · 14 analysts
Buy
Highly profitable, conservatively run regional bank growing EPS ~20% and returning capital — at a cheap 11.5x earnings.
Net income $475M · FY2025
The read
Quality fundamentals and an attractive price line up (~201% below fair value) — the rarer case where both the business and the entry look good.
Home BancShares is a well-managed, $22.9B-asset regional bank with a reputation for disciplined underwriting and high profitability. FY2025 net income grew 18.2% to $475M (EPS $2.41, +19.9%) — strong, consistent growth that extends a multi-year record ($393M in 2023, $402M in 2024, $475M in 2025). Return on equity of 11.1% is solid for a bank, and capital is robust with $4.30B equity (+8.5%); the 4.33x liabilities/equity is normal-to-conservative for a deposit-funded institution.
Capital allocation is shareholder-friendly and sustainable: the company paid $159M of dividends (+5.9%) and repurchased $82.2M of stock, trimming the share count, while retained earnings rose 16.3% to $2.26B — funding both growth and returns without straining capital. Total assets grew modestly (+1.7%) as the bank prioritized profitability over balance-sheet expansion.
AI-generated analysis, produced by our proprietary engine from SEC filing data.
Investment recommendation produced by TENK/calls (tenkcalls.com), Luxembourg. Completed Jun 21, 2026, 4:58 PM ET. Ratings & methodology: definitions · All recommendations to date: track record · Conflicts: disclosures. Not investment advice.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | — | — | $393M | $402M | $475M |
| Diluted EPS | $1.94 | $1.57 | $1.94 | $2.01 | $2.41 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF15.3
PEG (trailing)0.65
Earnings yield8.2%
FCF yield6.5%
Quality & risk
ROIC (est.)—
Free cash flow$377M
Total debt$1.31B
Net cash-$643M
Piotroski F-Score5/6
Capital returns
Buyback yield1.4%
Dividend yield (est.)2.8%
Shareholder yield4.2%
Shares Δ YoY-1.0%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗11-KPeriod ending 2025-12-312026-06-17open ↗4Period ending 2026-06-032026-06-04open ↗4Period ending 2026-06-012026-06-02open ↗144Filing2026-06-02open ↗4Period ending 2026-05-192026-05-20open ↗13F-NTPeriod ending 2026-03-312026-05-08open ↗10-QPeriod ending 2026-03-312026-05-05open ↗SCHEDULE 13GFiling2026-04-29open ↗4Period ending 2026-04-202026-04-22open ↗4Period ending 2026-04-212026-04-22open ↗144Filing2026-04-21open ↗4Period ending 2026-04-172026-04-20open ↗
Frequently asked
- Is HOME BANCSHARES INC (HOMB) a buy?
- HOMB currently carries a Buy rating with 4/5 conviction, derived from its latest SEC filings. Highly profitable, conservatively run regional bank growing EPS ~20% and returning capital — at a cheap 11.5x earnings.
- What is HOMB's fair value?
- A Modified-Graham model based on HOMB's SEC fundamentals estimates a fair value of about $86.27. It is an estimate from reported earnings, not a price target.
- Is HOMB overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, HOMB currently appears undervalued relative to its SEC-grounded earnings power.
- What is HOME BANCSHARES INC's quality score?
- HOMB scores 75.67537068764096/100 (grade B+) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001331520, latest 10-Q filed 2026-05-05) · EODHD · Proprietary analysis · as of 6/21/2026, 8:58:08 PM.
Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.