WTFCN
WINTRUST FINANCIAL CORP
Next earnings Jul 22, 2026 · consensus $3.21 EPS, $752M rev
Last earnings +0.9% on 2026-04-20
$26.03
▼ -1.55%$26.03▲ +7.70%
over 1Y
L $24.08H $26.50
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today-1.6%
1W-0.8%
1M-0.6%
3M+1.1%
YTD+1.5%
1Y+7.7%
Buy
Conviction
Horizon
Medium (3–12mo)
Street · 19 analysts
Buy
Revenue grew 5.9% YoY.
Revenue (FY2025) $266M · FY2025
The read
Quality fundamentals and an attractive price line up (~1135% below fair value) — the rarer case where both the business and the entry look good.
WINTRUST FINANCIAL CORP shows $266M in FY2025 revenue (+5.9% YoY), a 310.1% net margin, and 11.3% ROE.
Supporting the case: revenue grew 5.9% YoY; strong net margin (310.1%); undemanding valuation (P/E 2.3).
Rule-based analysis, generated automatically from SEC filing data.
Investment recommendation produced by TENK/calls (tenkcalls.com), Luxembourg. Completed Jun 26, 2026, 4:49 AM ET. Ratings & methodology: definitions · All recommendations to date: track record · Conflicts: disclosures. Not investment advice.
Is WTFCN a buy? The one-page verdict, explained →
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $207M | $218M | $220M | $251M | $266M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $466M | $510M | $623M | $695M | $824M |
| Diluted EPS | $7.58 | $8.02 | $9.58 | $10.31 | $11.40 |
| Net margin | 225.0% | 234.1% | 282.4% | 277.2% | 310.1% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF2.0
PEG (trailing)0.12
Earnings yield47.0%
FCF yield49.1%
Quality & risk
ROIC (est.)—
Free cash flow$860M
Total debt$0.00
Net cash$468M
Piotroski F-Score4/6
Capital returns
Buyback yield0.0%
Dividend yield (est.)9.7%
Shareholder yield9.7%
Shares Δ YoY+0.8%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRoutine disclosure cadence — no material red flags in recent filings.
Recent filings
all on EDGAR ↗4Period ending 2026-06-302026-07-02open ↗4Period ending 2026-06-302026-07-02open ↗4Period ending 2026-06-302026-07-02open ↗4Period ending 2026-06-302026-07-02open ↗4Period ending 2026-06-302026-07-02open ↗4Period ending 2026-06-302026-07-02open ↗4Period ending 2026-06-302026-07-02open ↗4Period ending 2026-06-302026-07-02open ↗4Period ending 2026-06-302026-07-02open ↗4Period ending 2026-06-302026-07-02open ↗4Period ending 2026-06-302026-07-02open ↗4Period ending 2026-05-282026-05-29open ↗
Frequently asked
- Is WINTRUST FINANCIAL CORP (WTFCN) a buy?
- WTFCN currently carries a Buy rating with 4/5 conviction, derived from its latest SEC filings. Revenue grew 5.9% YoY.
- What is WTFCN's fair value?
- A Modified-Graham model based on WTFCN's SEC fundamentals estimates a fair value of about $321.43. It is an estimate from reported earnings, not a price target.
- Is WTFCN overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, WTFCN currently appears undervalued relative to its SEC-grounded earnings power.
- What is WINTRUST FINANCIAL CORP's quality score?
- WTFCN scores 78.12976574669042/100 (grade B+) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001015328, latest 10-Q filed 2026-05-06) · EODHD · as of 6/26/2026, 8:49:14 AM.
Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.