Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2015 | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $166M | $166M | $181M | $186M | $198M | $195M | $200M | $188M | $187M | $188M |
| Revenue growth | — | 0.1% | 9.1% | 2.5% | 6.8% | -1.4% | 2.2% | -5.9% | -0.6% | 0.8% |
| Operating income | $851K | $929K | -$3.81M | -$3.93M | -$7.49M | $11.5M | -$1.50M | $9.63M | $1.54M | -$4.96M |
| Operating margin | 0.5% | 0.6% | -2.1% | -2.1% | -3.8% | 5.9% | -0.7% | 5.1% | 0.8% | -2.6% |
| Net income | $4.39M | $2.64M | $4.53M | -$704K | -$386K | $12.2M | $4.28M | $1.52M | -$171K | -$4.27M |
| Net margin | 2.6% | 1.6% | 2.5% | -0.4% | -0.2% | 6.2% | 2.1% | 0.8% | -0.1% | -2.3% |
| EPS (diluted) | $0.19 | $0.11 | $0.20 | -$0.05 | -$0.04 | $0.56 | $0.19 | $0.06 | -$0.03 | -$0.23 |
| Fiscal year | FY2015 | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $2.21M | $1.32M | $12.2M | $4.46M | -$1.81M | $8.97M | $1.09M | $6.45M | $2.62M | $4.80M |
| Capital expenditures | $322K | $396K | $103K | $281K | $69.0K | $233K | $107K | $126K | $80.0K | $225K |
| Free cash flow | $1.89M | $920K | $12.1M | $4.18M | -$1.88M | $8.74M | $981K | $6.33M | $2.54M | $4.58M |
| Share buybacks | $997K | $698K | $692K | $597K | $71.0K | $0.00 | — | — | — | — |
| Dividends paid | $412K | $408K | $408K | $407K | $403K | $0.00 | $408K | $408K | $408K | $408K |
| Fiscal year | FY2015 | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $15.6M | $13.3M | $24.5M | $12.6M | $12.9M | $19.3M | $24.8M | $28.9M | $28.3M | $35.6M |
| Total assets | $315M | $319M | $343M | $344M | $378M | $405M | $402M | $367M | $381M | $393M |
| Total liabilities | $212M | $213M | $230M | $243M | $259M | $260M | $261M | $265M | $274M | $294M |
| Shareholders' equity | $102M | $106M | $113M | $101M | $118M | $145M | $141M | $102M | $107M | $99.6M |
| Retained earnings | $25.4M | $27.3M | $31.0M | $37.2M | $36.0M | $47.8M | $51.3M | $52.0M | $50.9M | $45.9M |
| Shares (wtd avg diluted) | 20.4M | 20.4M | 20.4M | 20.2M | 20.5M | 21.8M | 20.4M | 20.4M | 20.4M | 20.4M |
Every figure is extracted from ATLANTIC AMERICAN CORP’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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