Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $72.1M | $73.5M | $121M | $161M | $262M | $377M | $347M | $269M | $359M | $412M |
| EPS (diluted) | $2.08 | $1.98 | $2.80 | $2.75 | $3.77 | $5.40 | $4.99 | $3.89 | $5.19 | $6.00 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -$69.8M | -$62.6M | -$109M | -$940M | $798M | $9.14M | $1.06B | $569M | $154M | $390M |
| Capital expenditures | $11.0M | $3.76M | $10.0M | $11.6M | $18.1M | $25.4M | $13.6M | $17.5M | $13.5M | $20.5M |
| Free cash flow | -$80.7M | -$66.3M | -$119M | -$952M | $780M | -$16.3M | $1.05B | $551M | $141M | $370M |
| Dividends paid | $8.58M | $14.7M | $16.4M | $24.7M | $41.7M | $41.8M | $41.6M | $41.6M | $41.5M | $55.3M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $198M | $331M | $680M | $622M | $2.12B | $4.06B | $1.12B | $1.17B | $1.22B | $1.09B |
| Total assets | $6.89B | $7.86B | $11.4B | $18.2B | $20.4B | $23.9B | $25.1B | $25.2B | $26.3B | $27.5B |
| Total liabilities | $6.25B | $7.05B | $9.99B | $15.8B | $17.8B | $20.9B | $21.9B | $21.8B | $22.5B | $23.4B |
| Shareholders' equity | $646M | $804M | $1.46B | $2.47B | $2.65B | $2.97B | $3.20B | $3.43B | $3.75B | $4.08B |
| Retained earnings | $214M | $273M | $377M | $508M | $672M | $1.01B | $1.31B | $1.54B | $1.85B | $2.21B |
| Shares (wtd avg diluted) | 34.7M | 37.1M | 43.2M | 58.6M | 69.4M | 69.8M | 69.4M | 69.1M | 69.1M | 68.7M |
Every figure is extracted from Ameris Bancorp’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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