Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $5.44B | $5.76B | $689M | $727M | $753M | $852M | $908M | $968M | $1.20B | $1.24B |
| Revenue growth | — | 6.0% | -88.0% | 5.5% | 3.6% | 13.1% | 6.6% | 6.6% | 23.8% | 3.8% |
| Net income | $1.07B | $929M | $1.26B | $1.72B | $1.08B | $3.06B | $1.71B | $957M | $668M | $852M |
| Net margin | 19.6% | 16.1% | 183.3% | 235.9% | 144.1% | 359.2% | 188.8% | 98.9% | 55.8% | 68.5% |
| EPS (diluted) | $2.15 | $2.04 | $2.95 | $4.34 | $2.88 | $8.22 | $5.03 | $2.77 | $1.80 | $2.37 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $4.57B | $4.08B | $4.15B | $4.05B | $3.74B | $4.04B | $6.25B | $4.56B | $4.53B | $3.73B |
| Share buybacks | $341M | $753M | $939M | $1.04B | $106M | $1.99B | $1.65B | $33.0M | $38.0M | $59.0M |
| Dividends paid | $108M | $184M | $242M | $273M | $289M | $324M | $384M | $368M | $372M | $379M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $5.93B | $4.25B | $4.54B | $3.56B | $15.6B | $5.06B | $5.57B | $6.95B | $10.3B | $10.0B |
| Total assets | $164B | $167B | $179B | $181B | $182B | $182B | $192B | $196B | $192B | $196B |
| Total liabilities | $150B | $154B | $166B | $166B | $167B | $165B | $179B | $183B | $178B | $181B |
| Long-term debt | $39.3B | $33.2B | $35.2B | $24.8B | $16.9B | $11.2B | $13.3B | $13.2B | $12.7B | $14.4B |
| Shareholders' equity | $13.3B | $13.5B | $13.3B | $14.4B | $14.7B | $17.1B | $12.9B | $13.7B | $13.9B | $15.5B |
| Retained earnings | -$7.15B | -$6.41B | -$5.49B | -$4.06B | -$4.28B | -$1.60B | -$384M | -$205M | $270M | $633M |
| Shares (wtd avg diluted) | 482M | 455M | 428M | 395M | 377M | 365M | 319M | 305M | 310M | 313M |
Every figure is extracted from Ally Financial Inc.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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