Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| Net income | $44.7M | $47.2M | $46.2M | $52.9M | $81.5M | $88.0M | $106M | $104M |
| EPS (diluted) | $1.46 | $1.47 | $1.48 | $1.68 | $2.61 | $2.86 | $3.44 | $3.41 |
| Fiscal year | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $31.0M | $83.5M | $65.8M | $70.5M | $147M | $117M | $124M | $136M |
| Capital expenditures | $1.43M | $753K | $1.61M | $2.40M | $1.67M | $1.48M | $1.77M | $1.38M |
| Free cash flow | $29.6M | $82.7M | $64.2M | $68.1M | $146M | $116M | $122M | $134M |
| Share buybacks | $0.00 | $5.79M | $7.00M | $2.92M | $12.5M | $8.31M | $1.13M | $32.3M |
| Dividends paid | $1.93M | $8.30M | $9.99M | $9.98M | $11.2M | $12.3M | $14.2M | $17.2M |
| Fiscal year | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $80.8M | $123M | $38.8M | $330M | $63.5M | $90.6M | $60.7M | $291M |
| Total assets | — | $5.33B | $5.98B | $7.08B | $7.84B | $7.97B | $8.26B | $8.87B |
| Total liabilities | — | $4.83B | $5.44B | $6.51B | $7.33B | $7.39B | $7.55B | $8.08B |
| Long-term debt | — | $75.0M | $0.00 | — | — | — | — | — |
| Shareholders' equity | $439M | $491M | $536M | $564M | $509M | $585M | $708M | $794M |
| Retained earnings | — | $181M | $217M | $260M | $330M | $388M | $480M | $567M |
| Shares (wtd avg diluted) | 30.6M | 32.2M | 31.2M | 31.5M | 31.2M | 30.8M | 30.9M | 30.6M |
Every figure is extracted from Amalgamated Financial Corp.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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