Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | $5.27M | $5.56M | $455M | $563M | $748M | $1.05B | $1.16B | $1.31B | $1.97B |
| Revenue growth | — | — | 5.4% | 8092.9% | 23.8% | 32.8% | 40.0% | 10.4% | 13.5% | 50.1% |
| Net income | -$6.33M | -$40.8M | $7.86M | $26.4M | $94.1M | $178M | $136M | $103M | $111M | $122M |
| Net margin | — | -773.4% | 141.4% | 5.8% | 16.7% | 23.8% | 13.0% | 8.9% | 8.5% | 6.2% |
| EPS (diluted) | -$0.46 | -$2.93 | $0.56 | $1.66 | $3.95 | $7.56 | $5.83 | $4.24 | $4.77 | $5.96 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $39.0M | -$26.5M | $42.9M | $100.0M | $213M | $212M | $348M | $459M | $469M | $638M |
| Capital expenditures | $349K | $395K | $1.38M | $250K | $749K | — | — | — | — | — |
| Free cash flow | $38.7M | -$26.9M | $41.5M | $99.7M | $212M | — | — | — | — | — |
| Share buybacks | $949K | $389K | $723K | $2.52M | $3.35M | $25.2M | $89.0M | $17.7M | $52.7M | $69.6M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $76.1M | $42.5M | — | — | — | — | — | $339M | $375M | $621M |
| Total assets | $363M | $426M | $583M | $936M | $1.21B | $1.94B | $2.39B | $2.71B | $3.27B | $7.62B |
| Total liabilities | $357M | $462M | $605M | $847M | $991M | $1.52B | $1.92B | $2.17B | $2.69B | $6.98B |
| Shareholders' equity | $5.79M | -$36.0M | -$21.8M | $906K | $77.3M | $288M | $326M | $395M | $493M | $609M |
| Retained earnings | -$206M | -$247M | -$239M | -$212M | -$118M | $60.2M | $204M | $307M | $395M | $506M |
| Shares (wtd avg diluted) | 13.9M | 13.9M | 14.0M | 15.3M | 20.1M | 20.9M | 19.4M | 18.9M | 18.8M | 19.2M |
Every figure is extracted from Atlanticus Holdings Corp’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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