TTENK/calls
The BriefMarketsAll StocksNewsScreenerFeedback

Get the Brief in your inbox

A daily, SEC-grounded read on the market — movers, earnings, and our boldest calls. Free.

TTENK/calls

SEC-grounded equity research — opinionated calls reasoned over real filings.

Research

  • The Brief
  • Markets
  • All Stocks
  • Screener
  • Discover
  • Research
  • The Flip Side
  • Track record

Tools

  • Compare
  • Congress trades
  • Events
  • Filing search
  • Options calculator
  • Leaderboards
  • Insider trades
  • 13F funds
  • Groups
  • Trending
  • News

More

  • Pricing
  • Feedback
  • Newsletter
  • Developers / API
  • Account
DisclosuresTermsPrivacy

Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

EDGAR® is a registered trademark of the U.S. Securities and Exchange Commission. TENK/calls is an independent service and is not affiliated with, endorsed by, or approved by the U.S. Securities and Exchange Commission.

TTENK/calls
The BriefMarketsAll StocksNewsScreenerFeedback

Pulling SEC filings + quote and writing the call…

TTENK/calls
The BriefMarketsAll StocksNewsScreenerFeedback
Home›AX›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

Axos Financial, Inc. (AX) financials

Income statement

Axos Financial, Inc. (AX) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue——$8.83M$27.6M$26.8M$31.3M$59.4M$65.3M$64.6M$65.8M
Revenue growth———212.8%-2.9%16.8%89.7%9.8%-1.0%1.8%
Net income$119M$135M$152M$155M$183M$216M$241M$307M$450M$433M
Net margin——1725.5%561.5%684.0%688.4%405.0%470.7%696.2%658.0%
EPS (diluted)$1.87$2.10$2.37$2.48$2.98$3.56$3.97$5.07$7.66$7.43

Cash flow

Axos Financial, Inc. (AX) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$167M$198M$168M$204M$284M$413M$217M$197M$305M$490M
Capital expenditures$10.2M$8.76M$11.8M$20.1M$12.3M$10.4M$21.5M$30.2M$36.0M$54.2M
Free cash flow$157M$190M$156M$184M$272M$402M$195M$166M$270M$436M
Share buybacks$0.00$0.00$35.2M$56.4M$38.9M$16.8M$0.00$49.0M$96.3M$58.2M

Balance sheet

Axos Financial, Inc. (AX) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$487M$644M$623M$857M$1.95B$1.04B$1.57B$2.23B$1.98B$1.93B
Total assets$7.60B$8.50B$9.54B$11.2B$13.9B$14.3B$17.4B$20.3B$22.9B$24.8B
Total liabilities$6.92B$7.67B$8.58B$10.1B$12.6B$12.9B$15.8B$18.4B$20.6B$22.1B
Long-term debt——$54.6M$169M$236M$221M$445M$362M$326M$313M
Shareholders' equity$684M$834M$961M$1.07B$1.23B$1.40B$1.64B$1.92B$2.29B$2.68B
Retained earnings$385M$519M$671M$826M$1.01B$1.19B$1.43B$1.74B$2.19B$2.62B
Shares (wtd avg diluted)63.6M63.7M63.1M61.9M60.8M59.2M59.5M59.7M57.5M56.9M

Every figure is extracted from Axos Financial, Inc.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is Axos Financial, Inc.'s annual revenue?
Axos Financial, Inc. (AX) reported $65.8M of revenue for fiscal year 2025 — up 1.8% from $64.6M in FY2024, per its annual report filed with the SEC.
Is Axos Financial, Inc. profitable?
Yes — AX earned $433M of net income in FY2025, a 658.0% net margin, per SEC filings.
What is Axos Financial, Inc.'s free cash flow?
$436M in FY2025 (operating cash flow $490M minus $54.2M of capital expenditures), from the SEC cash-flow statement.
Does AX pay a dividend?
Axos Financial, Inc. reported no cash dividends paid in FY2025, per its SEC cash-flow statement.
Full AX analysis — verdict, score & filings →Is AX a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.