Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $8.00M | $9.98M | $16.8M | $21.0M | $20.9M | $34.2M | $45.6M | $29.5M | $18.6M | -$12.5M |
| EPS (diluted) | $0.63 | $0.75 | $1.01 | $1.20 | $1.14 | $1.92 | $2.58 | $1.70 | $0.99 | -$0.84 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $7.24M | $21.0M | $40.0M | $24.3M | $139M | $45.9M | $40.9M | $35.2M | $67.7M | $35.9M |
| Capital expenditures | $6.08M | $1.91M | $1.57M | $2.51M | $1.39M | $325K | $518K | $4.53M | $1.23M | $1.05M |
| Free cash flow | $1.16M | $19.1M | $38.5M | $21.8M | $138M | $45.6M | $40.4M | $30.6M | $66.5M | $34.9M |
| Share buybacks | — | — | — | — | $4.87M | $4.21M | $3.41M | $3.82M | — | — |
| Dividends paid | $6.02M | $6.54M | $8.40M | $8.71M | $9.22M | $9.78M | $10.4M | $10.4M | $10.4M | $10.6M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $65.0M | $124M | $195M | $550M | $261M | $412M | $229M | $280M | $317M | $277M |
| Total assets | $1.71B | $1.94B | $2.67B | $2.91B | $2.82B | $2.97B | $3.55B | $3.83B | $3.60B | $3.28B |
| Total liabilities | $1.58B | $1.77B | $2.47B | $2.67B | $2.57B | $2.69B | $3.25B | $3.52B | $3.28B | $2.98B |
| Long-term debt | $155M | $185M | — | — | — | — | — | — | — | — |
| Shareholders' equity | $131M | $176M | $200M | $239M | $249M | $274M | $291M | $314M | $324M | $304M |
| Retained earnings | $28.2M | $31.2M | $38.4M | $48.4M | $58.3M | $81.2M | $115M | $136M | $142M | $116M |
| Shares (wtd avg diluted) | 11.3M | 12.5M | 15.7M | 16.4M | 17.2M | 17.2M | 17.3M | 16.9M | 17.0M | 17.2M |
Every figure is extracted from BCB BANCORP INC’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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