Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $5.91M | $5.26M | $14.5M | $17.3M | $13.7M | $20.7M | $23.7M | $27.4M | $23.6M | $23.9M |
| EPS (diluted) | $1.09 | $0.81 | $1.50 | $1.47 | $1.15 | $1.90 | $1.81 | $2.27 | $2.10 | $2.18 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $6.32M | $9.33M | $6.24M | $6.96M | $10.00M | $10.4M | $39.6M | $30.8M | $30.4M | $31.8M |
| Capital expenditures | — | — | — | $1.40M | $3.21M | $1.31M | $843K | $2.12M | $1.70M | $1.75M |
| Free cash flow | — | — | — | $5.56M | $6.78M | $9.12M | $38.8M | $28.7M | $28.7M | $30.1M |
| Share buybacks | $901K | $24.0K | $0.00 | $11.0M | $18.3M | $11.6M | $18.0M | $24.1M | $9.25M | $6.91M |
| Dividends paid | — | — | $0.00 | $0.00 | $0.00 | — | $2.02M | $3.64M | $3.38M | $6.60M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $129M | $250M | $324M | $295M | $299M | $380M | $177M | $308M | $364M | $207M |
| Total assets | — | $1.25B | $1.48B | $1.99B | $2.20B | $2.35B | $2.51B | $2.55B | $2.66B | $2.59B |
| Total liabilities | — | $1.13B | $1.28B | $1.74B | $1.94B | $2.09B | $2.20B | $2.24B | $2.34B | $2.26B |
| Long-term debt | — | $6.00M | $0.00 | — | — | — | — | — | — | — |
| Shareholders' equity | $78.1M | $119M | $201M | $254M | $253M | $263M | $317M | $313M | $324M | $339M |
| Retained earnings | — | $36.8M | $51.3M | $68.6M | $82.4M | $103M | $124M | $146M | $165M | $179M |
| Shares (wtd avg diluted) | 5.45M | 6.52M | 9.69M | 11.8M | 12.0M | 10.9M | 13.1M | 12.1M | 11.3M | 11.0M |
Every figure is extracted from BayCom Corp’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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