Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $14.9M | $15.3M | $25.5M | $26.7M | $38.0M | $45.4M | $45.2M | $74.5M | $65.6M | $71.5M |
| EPS (diluted) | $2.40 | $2.44 | $3.81 | $3.87 | $5.07 | $5.92 | $5.58 | $7.28 | $6.50 | $7.23 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $14.4M | $18.3M | $23.1M | $22.6M | $44.0M | $40.3M | $40.0M | $52.9M | $65.8M | $62.5M |
| Capital expenditures | $1.27M | $2.83M | $7.93M | $7.27M | $8.37M | $8.72M | $6.87M | $13.5M | $7.22M | $11.4M |
| Free cash flow | $13.1M | $15.5M | $15.1M | $15.4M | $35.6M | $31.6M | $33.1M | $39.5M | $58.6M | $51.0M |
| Share buybacks | $2.59M | $3.63M | $10.4M | $4.21M | $4.37M | $8.27M | $14.3M | $10.0M | $31.9M | $22.0M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $80.2M | $102M | $108M | $86.5M | $170M | $297M | $119M | $247M | $261M | $243M |
| Total assets | — | $1.75B | $1.79B | $2.21B | $2.72B | $2.94B | $3.66B | $4.22B | $4.50B | $4.51B |
| Total liabilities | — | $1.59B | $1.62B | $1.98B | $2.42B | $2.61B | $3.21B | $3.60B | $3.86B | $3.86B |
| Long-term debt | — | — | $0.00 | $39.8M | $23.3M | $7.96M | — | — | — | — |
| Shareholders' equity | $128M | $162M | $174M | $230M | $295M | $323M | $453M | $620M | $640M | $644M |
| Retained earnings | — | $146M | $168M | $189M | $221M | $258M | $295M | $348M | $398M | $417M |
| Shares (wtd avg diluted) | 6.22M | 6.29M | 6.67M | 6.88M | 7.48M | 7.64M | 8.07M | 10.2M | 10.1M | 9.87M |
Every figure is extracted from Bank First Corp’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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