Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | $21.5M | $22.2M | $24.7M | $28.4M | $29.4M | — | — | — |
| Revenue growth | — | — | — | 3.1% | 11.3% | 14.9% | 3.4% | — | — | — |
| Net income | $14.9M | $26.0M | $32.9M | $22.6M | $33.2M | $39.3M | $43.6M | $44.9M | $43.5M | $36.9M |
| Net margin | — | — | 153.0% | 101.9% | 134.6% | 138.4% | 148.3% | — | — | — |
| EPS (diluted) | $1.63 | $1.70 | $2.12 | $1.45 | $2.18 | $2.61 | $2.88 | $2.95 | $2.84 | $2.31 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $16.8M | $40.4M | $37.7M | $30.1M | $20.7M | $59.2M | $55.9M | $47.4M | $52.4M | $48.3M |
| Capital expenditures | $4.30M | $3.16M | $4.79M | $9.19M | $6.78M | $1.72M | $2.52M | $6.53M | $7.40M | $4.81M |
| Free cash flow | $12.5M | $37.2M | $32.9M | $20.9M | $13.9M | $57.5M | $53.4M | $40.9M | $45.0M | $43.5M |
| Share buybacks | $497K | $282K | $324K | $239K | $14.2M | — | — | — | — | — |
| Dividends paid | $6.58M | $11.5M | $12.2M | $13.4M | $13.4M | $14.1M | $15.3M | $16.6M | $17.8M | $20.4M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $8.44M | $90.7M | $98.8M | $56.9M | $226M | $250M | $92.3M | $94.8M | $72.2M | $80.8M |
| Total assets | $1.76B | $3.57B | $3.61B | $3.67B | $3.72B | $3.71B | $3.91B | $3.97B | $4.08B | $4.68B |
| Total liabilities | $1.60B | $3.21B | $3.24B | $3.27B | $3.32B | $3.29B | $3.52B | $3.54B | $3.62B | $4.15B |
| Long-term debt | $142M | $180M | $75.9M | $183M | $243M | $83.7M | $62.9M | $60.7M | $40.9M | $135M |
| Shareholders' equity | $157M | $355M | $371M | $396M | $407M | $424M | $393M | $432M | $458M | $533M |
| Retained earnings | $130M | $145M | $167M | $176M | $196M | $216M | $244M | $272M | $298M | $314M |
| Shares (wtd avg diluted) | 9.14M | 15.3M | 15.6M | 15.6M | 15.3M | 15.0M | 15.1M | 15.2M | 15.3M | 16.0M |
Every figure is extracted from BAR HARBOR BANKSHARES’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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