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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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Home›BLND›Financials
Annual statements · SEC XBRL · FY2019 – FY2025

Blend Labs, Inc. (BLND) financials

Income statement

Blend Labs, Inc. (BLND) income statement, annual, from SEC filings
Fiscal yearFY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$50.7M$96.0M$234M$235M$110M$116M$124M
Revenue growth—89.5%144.2%0.3%-53.4%5.7%6.8%
Gross profit$31.1M$61.7M$116M$89.7M$76.5M$83.2M$91.2M
Gross margin61.4%64.3%49.5%38.1%69.8%71.9%73.8%
Operating income-$81.7M-$75.3M-$197M-$746M-$144M-$48.8M-$21.7M
Operating margin-161.3%-78.4%-84.1%-317.3%-131.1%-42.2%-17.6%
Net income-$81.5M-$74.6M-$170M-$720M-$179M-$43.3M-$6.80M
Net margin-160.7%-77.7%-72.5%-306.2%-163.1%-37.4%-5.5%
EPS (diluted)-$2.49-$1.89-$1.30-$3.28-$0.76-$0.24-$0.10

Cash flow

Blend Labs, Inc. (BLND) cash flow, annual, from SEC filings
Fiscal yearFY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow-$58.9M-$65.0M-$128M-$190M-$128M-$13.0M$11.5M
Capital expenditures$580K$1.32M$1.89M$2.07M$35.0K$9.74M$11.6M
Free cash flow-$59.5M-$66.3M-$129M-$192M-$128M-$22.8M-$81.0K
Share buybacks————$0.00$0.00$24.9M

Balance sheet

Blend Labs, Inc. (BLND) balance sheet, annual, from SEC filings
Fiscal yearFY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$28.5M$46.3M$218M$130M$28.5M$43.0M$43.6M
Total assets—$216M$1.11B$433M$206M$178M$187M
Total liabilities—$52.4M$302M$269M$179M$40.4M$58.8M
Long-term debt—$0.00$214M$217M$138M$0.00$0.00
Shareholders' equity$135M$163M$775M$123M-$19.2M-$56.4M-$17.2M
Retained earnings—-$273M-$443M-$1.16B-$1.34B-$1.38B-$1.39B
Shares (wtd avg diluted)32.8M39.4M132M234M245M254M259M

Every figure is extracted from Blend Labs, Inc.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is Blend Labs, Inc.'s annual revenue?
Blend Labs, Inc. (BLND) reported $124M of revenue for fiscal year 2025 — up 6.8% from $116M in FY2024, per its annual report filed with the SEC.
Is Blend Labs, Inc. profitable?
Not in FY2025 — BLND reported a net loss of $6.80M, per SEC filings.
What is Blend Labs, Inc.'s free cash flow?
-$81.0K in FY2025 (operating cash flow $11.5M minus $11.6M of capital expenditures), from the SEC cash-flow statement.
Does BLND pay a dividend?
Blend Labs, Inc. reported no cash dividends paid in FY2025, per its SEC cash-flow statement.
Full BLND analysis — verdict, score & filings →Is BLND a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.