Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | $1.09M | $1.02M | $788K | $872K | $1.07M | $1.63M | $1.96M | $2.83M |
| Revenue growth | — | — | — | -6.1% | -23.0% | 10.7% | 22.9% | 52.0% | 20.5% | 44.0% |
| Net income | $12.3M | $13.8M | $17.4M | $18.2M | $5.90M | $26.6M | $37.4M | $36.7M | $9.77M | $35.2M |
| Net margin | — | — | 1599.4% | 1780.6% | 749.2% | 3048.9% | 3491.5% | 2250.6% | 497.7% | 1245.5% |
| EPS (diluted) | $1.62 | $1.78 | $2.21 | $2.31 | $0.75 | $3.36 | $4.79 | $4.67 | $1.23 | $4.45 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $17.4M | $20.6M | $20.0M | $6.63M | -$1.51M | $34.6M | $82.7M | $31.9M | $29.9M | $28.3M |
| Capital expenditures | $8.40M | $1.87M | $3.35M | $645K | — | — | $4.96M | $2.04M | $613K | $1.14M |
| Free cash flow | $8.97M | $18.7M | $16.6M | $5.99M | — | — | $77.7M | $29.9M | $29.3M | $27.1M |
| Share buybacks | — | $0.00 | $0.00 | $988K | $1.04M | $5.08M | $5.54M | $0.00 | $2.14M | $1.33M |
| Dividends paid | $1.66M | $2.15M | $3.76M | $4.08M | $4.39M | $5.03M | $6.19M | $6.24M | $6.28M | $6.27M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $96.4M | $70.7M | $78.1M | $78.1M | $410M | $345M | $356M | $269M | $308M | $225M |
| Total assets | $1.63B | $1.80B | $1.87B | $1.88B | $2.25B | $2.46B | $3.25B | $3.22B | $3.27B | $3.36B |
| Total liabilities | $1.48B | $1.64B | $1.70B | $1.70B | $2.08B | $2.25B | $3.01B | $2.95B | $3.00B | $3.06B |
| Shareholders' equity | $146M | $161M | $174M | $182M | $177M | $202M | $238M | $266M | $271M | $301M |
| Retained earnings | $29.7M | $41.0M | $54.7M | $69.3M | $70.8M | $92.4M | $124M | $149M | $153M | $182M |
| Shares (wtd avg diluted) | 7.49M | 7.67M | 7.78M | 7.78M | 7.75M | 7.76M | 7.64M | 7.65M | 7.74M | 7.83M |
Every figure is extracted from Bankwell Financial Group, Inc.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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