Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $126M | $135M | $148M | $109M | $98.9M | $109M | $122M | $106M | $110M | $108M |
| Revenue growth | — | 7.8% | 9.6% | -26.3% | -9.5% | 9.9% | 11.9% | -12.8% | 3.6% | -1.8% |
| Net income | $24.3M | $25.0M | $30.3M | $30.4M | $25.2M | $28.6M | $34.9M | $30.1M | $19.2M | $35.1M |
| Net margin | 19.4% | 18.5% | 20.4% | 27.8% | 25.5% | 26.3% | 28.7% | 28.3% | 17.4% | 32.5% |
| EPS (diluted) | $1.63 | $1.68 | $2.03 | $2.07 | $1.73 | $2.00 | $2.53 | $2.18 | $1.39 | $2.61 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $35.2M | $38.9M | $48.3M | $42.1M | $47.8M | $34.5M | $51.6M | $36.9M | $38.9M | $37.4M |
| Capital expenditures | $4.68M | $4.13M | $4.40M | $2.72M | $2.00M | $4.37M | $5.87M | $11.9M | $8.51M | $5.66M |
| Free cash flow | $30.5M | $34.8M | $43.9M | $39.4M | $45.8M | $30.2M | $45.7M | $25.0M | $30.4M | $31.8M |
| Share buybacks | $9.21M | $2.27M | $8.84M | $7.80M | $6.83M | $31.0M | $5.30M | $5.77M | $7.25M | $26.0M |
| Dividends paid | $9.98M | $10.7M | $13.2M | $15.2M | $15.6M | $15.4M | $15.4M | $16.0M | $16.5M | $16.5M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $267M | $228M | $231M | $204M | $671M | $515M | $201M | $372M | $350M | $392M |
| Total assets | $1.50B | $1.60B | $1.70B | $1.76B | $2.20B | $2.55B | $2.57B | $2.48B | $2.40B | $2.61B |
| Total liabilities | $1.30B | $1.43B | $1.47B | $1.52B | $1.94B | $2.31B | $2.37B | $2.25B | $2.17B | $2.36B |
| Shareholders' equity | $208M | $225M | $230M | $244M | $261M | $246M | $206M | $230M | $229M | $243M |
| Retained earnings | $118M | $59.3M | $75.2M | $90.3M | $99.1M | $112M | $132M | $146M | $148M | $167M |
| Shares (wtd avg diluted) | 14.9M | 14.9M | 14.9M | 14.7M | 14.6M | 14.3M | 13.8M | 13.8M | 13.8M | 13.5M |
Every figure is extracted from CASS INFORMATION SYSTEMS INC’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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