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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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TTENK/calls
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Home›CBAN›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

COLONY BANKCORP INC (CBAN) financials

Income statement

COLONY BANKCORP INC (CBAN) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income$8.67M$7.75M$11.9M$10.2M$11.8M$18.7M$19.5M$21.7M$23.9M$28.3M
EPS (diluted)$0.84$0.87$1.40$1.12$1.24$1.66$1.14$1.24$1.36$1.59

Cash flow

COLONY BANKCORP INC (CBAN) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$13.4M$12.5M$14.9M$3.88M-$19.1M$36.1M$49.7M$21.0M$23.4M-$5.54M
Capital expenditures$3.26M$1.34M$2.76M$3.48M$4.24M$5.84M$2.90M$3.62M$1.08M$1.35M
Free cash flow$10.1M$11.2M$12.2M$392K-$23.3M$30.3M$46.8M$17.4M$22.3M-$6.90M
Share buybacks—————$0.00$540K$406K$1.30M$2.37M
Dividends paid—$844K$1.69M$2.69M$3.80M$4.46M$7.16M$7.72M$7.90M$8.04M

Balance sheet

COLONY BANKCORP INC (CBAN) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$28.8M$57.8M$60.2M$104M$184M$197M$80.7M$83.3M$231M$258M
Total assets$1.21B$1.23B$1.25B$1.52B$1.76B$2.69B$2.94B$3.05B$3.11B$3.74B
Total liabilities——$1.16B$1.38B$1.62B$2.47B$2.71B$2.80B$2.83B$3.36B
Long-term debt———$85.8M$167M$88.4M$203M$238M$248M$258M
Shareholders' equity$93.4M$90.3M$95.7M$131M$144M$218M$230M$255M$279M$376M
Retained earnings$51.5M$59.2M$69.5M$77.0M$85.0M$99.2M$112M$124M$140M$161M
Shares (wtd avg diluted)8.51M8.63M8.54M9.13M9.50M11.3M17.2M17.6M17.6M17.8M

Every figure is extracted from COLONY BANKCORP INC’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is COLONY BANKCORP INC's free cash flow?
-$6.90M in FY2025 (operating cash flow -$5.54M minus $1.35M of capital expenditures), from the SEC cash-flow statement.
Does CBAN pay a dividend?
Yes — COLONY BANKCORP INC paid $8.04M in cash dividends during FY2025, per its SEC cash-flow statement.
Full CBAN analysis — verdict, score & filings →Is CBAN a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.