Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | $32.4M | $43.6M | $51.0M | $47.5M | $43.6M | — | — | — | — |
| Revenue growth | — | — | 34.5% | 17.0% | -7.0% | -8.2% | — | — | — | — |
| Net income | $7.58M | $6.94M | $7.05M | $14.3M | -$10.6M | $11.6M | $11.2M | $22.6M | $12.6M | $4.90M |
| Net margin | — | 21.4% | 16.2% | 28.1% | -22.4% | 26.6% | — | — | — | — |
| EPS (diluted) | $1.86 | $1.69 | $1.40 | $2.63 | -$1.97 | $2.15 | $2.18 | $4.40 | $2.38 | $0.92 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $10.6M | $11.6M | $13.7M | $17.9M | $14.1M | $13.1M | $14.2M | $14.2M | $6.75M | $17.8M |
| Capital expenditures | $2.54M | $3.85M | $4.43M | $48.0K | $322K | $2.38M | $509K | $3.29M | $3.31M | $650K |
| Free cash flow | $8.03M | $7.76M | $9.23M | $17.8M | $13.8M | $10.7M | $13.6M | $10.9M | $3.44M | $17.2M |
| Share buybacks | $14.0K | — | — | — | — | $4.14M | $4.80M | $843K | $965K | $6.84M |
| Dividends paid | $3.59M | $3.60M | $4.53M | $5.21M | $5.18M | $5.17M | $4.92M | $5.11M | $5.13M | $5.13M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $14.3M | $20.6M | $53.4M | $80.2M | $161M | $120M | $104M | $68.2M | $49.6M | $31.7M |
| Total assets | $846M | $934M | $1.28B | $1.32B | $1.42B | $1.43B | $1.41B | $1.46B | $1.48B | $1.55B |
| Total liabilities | $757M | $841M | $1.14B | $1.17B | $1.28B | $1.29B | $1.30B | $1.32B | $1.33B | $1.39B |
| Shareholders' equity | $89.5M | $93.3M | $138M | $151M | $135M | $133M | $110M | $140M | $147M | $158M |
| Retained earnings | $51.7M | $55.3M | $57.8M | $67.0M | $51.1M | $57.5M | $63.9M | $83.4M | $90.9M | $90.6M |
| Shares (wtd avg diluted) | 4.09M | 4.11M | 5.03M | 5.45M | 5.41M | 5.39M | 5.15M | 5.12M | 5.30M | 5.31M |
Every figure is extracted from CB Financial Services, Inc.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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