Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $5.48M | $6.23M | $8.40M | $8.82M | $10.8M | $13.1M | $13.7M | $13.4M | $12.8M | $17.0M |
| EPS (diluted) | — | — | — | — | — | — | — | — | $2.28 | $3.01 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $9.31M | $8.07M | $10.2M | $11.2M | $13.6M | $14.0M | $15.7M | $14.9M | $15.8M | $16.0M |
| Capital expenditures | $452K | $575K | $91.0K | $952K | $452K | $896K | $616K | $633K | $792K | $781K |
| Free cash flow | $8.86M | $7.49M | $10.1M | $10.3M | $13.1M | $13.1M | $15.1M | $14.3M | $15.0M | $15.3M |
| Dividends paid | $2.31M | $2.46M | $2.67M | $2.84M | $2.95M | $3.39M | $3.71M | $3.68M | $3.71M | $3.97M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | — | — | $67.9M | $48.6M | $115M | $110M | $71.1M | $20.4M | $111M | $128M |
| Total assets | $638M | $667M | $720M | $738M | $918M | $1.02B | $1.06B | $1.10B | $1.25B | $1.29B |
| Total liabilities | $583M | $609M | $658M | $669M | $841M | $934M | $981M | $1.01B | $1.15B | $1.17B |
| Shareholders' equity | $54.5M | $57.9M | $62.6M | $68.9M | $77.3M | $84.8M | $75.2M | $89.0M | $98.0M | $114M |
| Retained earnings | $10.7M | $13.4M | $17.9M | $22.7M | $29.4M | $37.8M | $46.5M | $54.2M | $61.6M | $73.0M |
| Shares (wtd avg diluted) | 5.02M | 5.08M | 5.14M | 5.20M | 5.27M | 5.35M | 5.40M | 5.47M | 5.55M | 5.60M |
Every figure is extracted from COMMUNITY BANCORP /VT’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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