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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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Home›COF›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

CAPITAL ONE FINANCIAL CORP (COF) financials

Income statement

CAPITAL ONE FINANCIAL CORP (COF) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$25.5B$27.2B$3.43B$3.82B$3.74B$4.78B$5.42B$5.64B$5.92B$8.06B
Revenue growth—6.8%-87.4%11.3%-2.2%27.9%13.3%4.2%4.8%36.3%
Net income$3.75B$1.98B$6.01B$5.55B$2.71B$12.4B$7.36B$4.89B$4.75B$2.45B
Net margin14.7%7.3%175.3%145.2%72.6%259.2%135.9%86.6%80.3%30.4%
EPS (diluted)$6.89$3.49$11.82$11.05$5.18$26.94$17.91$11.95$11.59$4.03

Cash flow

CAPITAL ONE FINANCIAL CORP (COF) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$11.9B$14.2B$13.0B$16.6B$16.7B$12.3B$13.8B$20.6B$18.2B$27.7B
Capital expenditures$779M$1.02B$874M$887M$710M$698M$934M$961M$1.20B$1.58B
Free cash flow$11.1B$13.2B$12.1B$15.8B$16.0B$11.6B$12.9B$19.6B$17.0B$26.1B
Share buybacks$3.66B$240M$2.28B$1.48B$393M$7.61B$4.95B$718M$734M$4.10B
Dividends paid$812M$780M$773M$753M$460M$1.15B$950M$931M$932M$1.52B

Balance sheet

CAPITAL ONE FINANCIAL CORP (COF) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$12.5B$14.4B$13.5B$13.7B$40.8B$22.1B$31.3B$43.8B$43.7B$62.1B
Total assets$357B$366B$373B$390B$422B$432B$455B$478B$490B$669B
Total liabilities$310B$317B$321B$332B$361B$371B$403B$420B$429B$555B
Shareholders' equity$47.5B$48.7B$51.7B$58.0B$60.2B$61.0B$52.6B$58.1B$60.8B$114B
Retained earnings$29.8B$30.7B$35.9B$40.3B$40.1B$51.0B$57.2B$60.9B$64.5B$65.2B
Shares (wtd avg diluted)510M489M483M470M459M444M393M383M384M541M

Every figure is extracted from CAPITAL ONE FINANCIAL CORP’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is CAPITAL ONE FINANCIAL CORP's annual revenue?
CAPITAL ONE FINANCIAL CORP (COF) reported $8.06B of revenue for fiscal year 2025 — up 36.3% from $5.92B in FY2024, per its annual report filed with the SEC.
Is CAPITAL ONE FINANCIAL CORP profitable?
Yes — COF earned $2.45B of net income in FY2025, a 30.4% net margin, per SEC filings.
What is CAPITAL ONE FINANCIAL CORP's free cash flow?
$26.1B in FY2025 (operating cash flow $27.7B minus $1.58B of capital expenditures), from the SEC cash-flow statement.
Does COF pay a dividend?
Yes — CAPITAL ONE FINANCIAL CORP paid $1.52B in cash dividends during FY2025, per its SEC cash-flow statement.
Full COF analysis — verdict, score & filings →Is COF a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.