Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | $24.6M | $26.0M | $23.8M | $43.1M | $47.9M | $46.7M | $38.7M | $51.8M |
| Revenue growth | — | — | — | 5.9% | -8.6% | 80.8% | 11.3% | -2.6% | -17.0% | 33.8% |
| Net income | $47.0M | $41.2M | $59.5M | $58.3M | $37.3M | $79.9M | $73.9M | $58.7M | $53.4M | $77.5M |
| Net margin | — | — | 242.0% | 224.0% | 156.5% | 185.5% | 154.3% | 125.7% | 137.9% | 149.5% |
| EPS (diluted) | $1.50 | $1.34 | $2.01 | $2.03 | $1.32 | $2.83 | $2.68 | $2.17 | $1.97 | $2.86 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $76.5M | $96.8M | $103M | $72.2M | $76.8M | $110M | $114M | $105M | $90.5M | $97.5M |
| Capital expenditures | $5.90M | $6.53M | $3.23M | $7.20M | $26.0M | $22.2M | $18.4M | $12.7M | $15.1M | $5.16M |
| Free cash flow | $70.6M | $90.3M | $100M | $65.0M | $50.8M | $88.3M | $95.7M | $92.5M | $75.4M | $92.3M |
| Dividends paid | $18.6M | $21.3M | $24.1M | $25.7M | $25.9M | $27.0M | $28.5M | $28.1M | $28.1M | $29.4M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $84.3M | $82.3M | $102M | $103M | $104M | $329M | $112M | $522M | $381M | $379M |
| Total assets | $5.38B | $5.62B | $5.81B | $6.01B | $6.59B | $7.42B | $7.43B | $7.64B | $7.47B | $7.41B |
| Total liabilities | $4.88B | $5.12B | $5.32B | $5.48B | $6.05B | $6.86B | $6.98B | $7.14B | $6.93B | $6.82B |
| Long-term debt | $92.8M | $92.8M | $122M | $102M | $0.00 | $106M | $106M | $156M | $156M | $76.5M |
| Shareholders' equity | $505M | $500M | $492M | $529M | $547M | $558M | $453M | $504M | $538M | $593M |
| Retained earnings | -$109M | -$89.0M | -$51.7M | -$19.1M | -$10.9M | $42.0M | $87.4M | $118M | $143M | $191M |
| Shares (wtd avg diluted) | 31.2M | 30.6M | 29.6M | 28.7M | 28.2M | 28.3M | 27.6M | 27.1M | 27.2M | 27.0M |
Every figure is extracted from CENTRAL PACIFIC FINANCIAL CORP’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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