Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $422M | $434M | $390M | $346M | $271M | $268M | $330M | $352M | $394M | $434M |
| Revenue growth | — | 2.9% | -10.3% | -11.3% | -21.6% | -1.2% | 23.1% | 6.8% | 11.8% | 10.4% |
| Net income | $29.3M | $3.77M | $14.9M | $5.41M | $21.7M | $47.5M | $86.0M | $45.3M | $19.2M | $19.3M |
| Net margin | 6.9% | 0.9% | 3.8% | 1.6% | 8.0% | 17.7% | 26.1% | 12.9% | 4.9% | 4.4% |
| EPS (diluted) | $1.01 | $0.14 | $0.59 | $0.22 | $0.90 | $1.84 | $3.23 | $1.80 | $0.79 | $0.80 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $196M | $216M | $216M | $217M | $239M | $198M | $216M | $238M | $234M | $289M |
| Capital expenditures | $1.08M | $669K | $1.08M | $751K | $24.0K | $1.98M | $2.15M | $559K | $433K | $709K |
| Free cash flow | $195M | $215M | $215M | $216M | $239M | $196M | $214M | $237M | $233M | $288M |
| Share buybacks | $10.5M | $12.3M | $5.31M | $1.44M | $1.22M | $25.7M | $46.1M | $20.3M | $12.8M | $8.67M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $13.9M | $12.7M | $12.8M | $5.29M | $13.5M | $29.9M | $13.5M | $6.17M | $11.7M | $6.32M |
| Total assets | $2.41B | $2.42B | $2.49B | $2.54B | $2.15B | $2.16B | $2.75B | $2.90B | $3.49B | $3.86B |
| Total liabilities | $2.22B | $2.24B | $2.29B | $2.34B | $2.01B | $1.99B | $2.52B | $2.63B | $3.20B | $3.55B |
| Shareholders' equity | $186M | $184M | $197M | $110M | $133M | $170M | $228M | $275M | $293M | $310M |
| Retained earnings | $116M | $120M | $134M | $140M | $69.0M | $117M | $203M | $248M | $267M | $286M |
| Shares (wtd avg diluted) | 29.0M | 27.2M | 25.0M | 24.1M | 24.0M | 25.8M | 26.6M | 25.2M | 24.3M | 24.1M |
Every figure is extracted from CONSUMER PORTFOLIO SERVICES, INC.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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