Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $47.3M | $51.5M | $59.2M | $64.5M | $59.5M | $87.9M | $81.8M | $78.0M | $82.8M | $98.1M |
| EPS (diluted) | $2.70 | $2.92 | $3.35 | $3.64 | $3.35 | $4.94 | $4.58 | $4.36 | $4.61 | $5.43 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $61.4M | $62.4M | $65.5M | $83.5M | $62.4M | $116M | $99.7M | $85.8M | $105M | $105M |
| Capital expenditures | $3.50M | $2.40M | $2.83M | $2.57M | $1.48M | $2.37M | $6.22M | $6.32M | $8.08M | $7.60M |
| Free cash flow | $57.9M | $60.0M | $62.7M | $80.9M | $60.9M | $113M | $93.5M | $79.5M | $97.2M | $97.4M |
| Share buybacks | $382K | $0.00 | $0.00 | $0.00 | $1.10M | $0.00 | $0.00 | — | — | — |
| Dividends paid | $22.2M | $23.0M | $24.4M | $26.2M | $27.1M | $27.9M | $29.9M | $32.2M | $33.4M | $36.0M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $145M | $175M | $141M | $265M | $338M | $312M | $129M | $271M | $370M | $364M |
| Total assets | $3.93B | $4.14B | $4.20B | $4.37B | $5.14B | $5.42B | $5.38B | $5.77B | $6.19B | $6.68B |
| Total liabilities | $3.43B | $3.61B | $3.64B | $3.75B | $4.48B | $4.72B | $4.75B | $5.07B | $5.44B | $5.83B |
| Long-term debt | — | — | — | — | — | — | $57.8M | $64.2M | $64.0M | $63.8M |
| Shareholders' equity | $501M | $531M | $564M | $615M | $655M | $698M | $628M | $702M | $758M | $856M |
| Retained earnings | $195M | $224M | $259M | $297M | $327M | $387M | $439M | $484M | $532M | $594M |
| Shares (wtd avg diluted) | 17.6M | 17.7M | 17.7M | 17.7M | 17.8M | 17.8M | 17.9M | 17.9M | 18.0M | 18.0M |
Every figure is extracted from COMMUNITY TRUST BANCORP INC /KY/’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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