Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $82.6M | $90.1M | $148M | $127M | $115M | $121M | $94.9M | $83.1M | $84.8M | $88.4M |
| Revenue growth | — | 9.0% | 64.3% | -14.5% | -9.0% | 4.9% | -21.4% | -12.4% | 2.0% | 4.3% |
| Operating income | $242M | $325M | $405M | $446M | $534M | $633M | $462M | $16.5M | $157M | $627M |
| Operating margin | 292.2% | 360.3% | 273.8% | 352.8% | 463.5% | 524.3% | 486.9% | 19.9% | 185.6% | 709.0% |
| Net income | $76.6M | $83.2M | $116M | $168M | $212M | $351M | $195M | -$206M | -$139M | $257M |
| Net margin | 92.7% | 92.4% | 78.3% | 132.7% | 184.0% | 290.4% | 205.0% | -248.4% | -164.2% | 290.6% |
| EPS (diluted) | $2.96 | $3.15 | $4.06 | $5.33 | $6.68 | $11.26 | $7.46 | -$8.72 | -$5.83 | $10.91 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $130M | $124M | $187M | $245M | $313M | $303M | $211M | $153M | $156M | $153M |
| Capital expenditures | $31.7M | $28.1M | $67.5M | $39.6M | $34.6M | $33.4M | $37.2M | $24.8M | $29.0M | $26.3M |
| Free cash flow | $98.7M | $95.7M | $119M | $205M | $278M | $270M | $173M | $128M | $127M | $127M |
| Share buybacks | $0.00 | $0.00 | — | $0.00 | $0.00 | $391M | $87.0M | $0.00 | $0.00 | $90.4M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $150M | $212M | $157M | $192M | $189M | $190M | $144M | $158M | $200M | $157M |
| Total assets | $3.67B | $4.49B | $4.63B | $4.91B | $4.86B | $4.61B | $4.51B | $4.63B | $4.79B | $5.34B |
| Total liabilities | $3.07B | $3.77B | $3.81B | $3.88B | $3.64B | $3.42B | $3.33B | $3.69B | $4.02B | $4.36B |
| Shareholders' equity | $552M | $572M | $820M | $1.03B | $1.22B | $1.19B | $1.18B | $937M | $767M | $977M |
| Retained earnings | $561M | $616M | $720M | $888M | $1.06B | $1.24B | $1.28B | $1.05B | $910M | $1.10B |
| Shares (wtd avg diluted) | 25.9M | 26.4M | 28.6M | 31.5M | 31.7M | 31.2M | 26.1M | 23.7M | 23.9M | 23.5M |
Every figure is extracted from ENCORE CAPITAL GROUP INC’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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