Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $2.82M | $3.64M | $8.73M | $14.1M | $12.6M | $17.9M | $28.5M | $41.0M | $43.7M | $50.8M |
| EPS (diluted) | $0.55 | $0.58 | $1.13 | $1.82 | $1.65 | $2.26 | $3.47 | $4.91 | $5.14 | $5.87 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $6.32M | $3.98M | $10.1M | $16.3M | $15.6M | $30.1M | $38.8M | $42.4M | $42.2M | $59.8M |
| Capital expenditures | $2.67M | $190K | $569K | $647K | $750K | $1.00M | $73.0K | $605K | $714K | $3.16M |
| Free cash flow | $3.65M | $3.79M | $9.54M | $15.7M | $14.8M | $29.1M | $38.7M | $41.8M | $41.5M | $56.7M |
| Share buybacks | — | — | — | — | $567K | — | — | $286K | — | — |
| Dividends paid | — | — | — | — | — | — | $2.15M | $3.72M | $4.85M | $5.86M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $43.0M | $43.1M | $30.6M | $61.8M | $65.2M | $149M | $164M | $165M | $126M | $236M |
| Total assets | $425M | $534M | $664M | $798M | $937M | $1.18B | $1.40B | $1.62B | $1.89B | $2.37B |
| Total liabilities | $373M | $450M | $571M | $687M | $811M | $1.04B | $1.24B | $1.42B | $1.66B | $2.08B |
| Shareholders' equity | $52.2M | $83.4M | $92.8M | $111M | $126M | $144M | $158M | $199M | $237M | $290M |
| Retained earnings | -$5.83M | -$1.96M | $6.77M | $20.9M | $33.5M | $51.5M | $77.7M | $114M | $153M | $198M |
| Shares (wtd avg diluted) | 4.99M | 6.23M | 7.73M | 7.78M | 7.64M | 7.95M | 8.21M | 8.35M | 8.49M | 8.66M |
Every figure is extracted from Esquire Financial Holdings, Inc.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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