Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $14.9M | $11.9M | $16.3M | $23.3M | $17.0M | $35.8M | $40.9M | $37.0M | $44.2M | $50.3M |
| EPS (diluted) | $1.71 | $1.36 | $1.86 | $2.68 | $1.97 | $4.17 | $4.75 | $4.33 | $5.20 | $5.94 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $26.2M | $22.4M | $25.3M | $29.0M | $26.6M | $36.0M | $38.6M | $52.3M | $57.5M | $61.7M |
| Capital expenditures | $584K | $1.24M | $969K | $225K | $264K | $391K | $3.22M | $2.88M | $223K | $595K |
| Free cash flow | $25.6M | $21.2M | $24.3M | $28.8M | $26.4M | $35.6M | $35.4M | $49.4M | $57.3M | $61.1M |
| Share buybacks | $467K | $323K | $533K | $7.25M | $1.67M | $5.48M | $6.13M | $2.97M | $1.27M | $1.39M |
| Dividends paid | $4.18M | $4.54M | $4.92M | $5.22M | $5.65M | $6.17M | $6.69M | $7.58M | $8.32M | $9.69M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $77.5M | $52.5M | $86.5M | $67.1M | $56.9M | $57.1M | $103M | $140M | $158M | $39.5M |
| Total assets | $1.78B | $1.79B | $1.97B | $2.10B | $2.57B | $2.65B | $2.98B | $3.51B | $3.85B | $4.08B |
| Total liabilities | $1.62B | $1.62B | $1.79B | $1.90B | $2.36B | $2.42B | $2.72B | $3.22B | $3.52B | $3.71B |
| Shareholders' equity | $162M | $169M | $181M | $194M | $206M | $232M | $261M | $290M | $329M | $372M |
| Retained earnings | $91.3M | $98.9M | $110M | $129M | $140M | $170M | $204M | $231M | $266M | $306M |
| Shares (wtd avg diluted) | 8.57M | 8.61M | 8.64M | 8.52M | 8.38M | 8.31M | 8.23M | 8.13M | 8.15M | 8.16M |
Every figure is extracted from FIRST BUSINESS FINANCIAL SERVICES, INC.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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