Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $40.6M | $52.4M | $80.2M | $83.8M | $63.6M | $190M | $125M | $120M | $116M | $123M |
| EPS (diluted) | $2.10 | $1.86 | $2.55 | $2.65 | $1.67 | $3.97 | $2.64 | $2.57 | $2.48 | $2.45 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -$245M | $37.6M | $212M | $63.9M | -$270M | $54.9M | $800M | $211M | $139M | $156M |
| Capital expenditures | $4.78M | $4.54M | $10.1M | $6.81M | $5.93M | $6.10M | $10.6M | $20.2M | $6.55M | $8.85M |
| Free cash flow | -$250M | $33.1M | $202M | $57.1M | -$276M | $48.8M | $789M | $191M | $132M | $147M |
| Share buybacks | — | $241M | $492M | $0.00 | $0.00 | $7.59M | $40.0M | $4.94M | $12.7M | $156M |
| Dividends paid | $69.3M | $0.00 | $6.14M | $10.0M | $14.2M | $20.9M | $24.5M | $28.1M | $31.8M | $37.9M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $136M | $120M | $125M | $233M | $1.32B | $1.80B | $1.03B | $811M | $1.04B | $1.16B |
| Total assets | $3.28B | $4.73B | $5.14B | $6.12B | $11.2B | $12.6B | $12.8B | $12.6B | $13.2B | $16.3B |
| Total liabilities | $2.95B | $4.13B | $4.46B | $5.36B | $9.92B | $11.2B | $11.5B | $11.1B | $11.6B | $14.4B |
| Long-term debt | $44.9M | $143M | — | $305M | $238M | $172M | $416M | $391M | $177M | $213M |
| Shareholders' equity | $330M | $597M | $672M | $762M | $1.29B | $1.43B | $1.33B | $1.45B | $1.57B | $1.95B |
| Retained earnings | $93.8M | $147M | $221M | $294M | $318M | $487M | $587M | $678M | $762M | $847M |
| Shares (wtd avg diluted) | 19.3M | 28.2M | 31.3M | 31.4M | 38.1M | 48.0M | 47.2M | 46.8M | 46.9M | 50.1M |
Every figure is extracted from FB Financial Corp’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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