TTENK/calls
The BriefMarketsAll StocksNewsScreenerFeedback

Get the Brief in your inbox

A daily, SEC-grounded read on the market — movers, earnings, and our boldest calls. Free.

TTENK/calls

SEC-grounded equity research — opinionated calls reasoned over real filings.

Research

  • The Brief
  • Markets
  • All Stocks
  • Screener
  • Discover
  • Research
  • The Flip Side
  • Track record

Tools

  • Compare
  • Congress trades
  • Events
  • Filing search
  • Options calculator
  • Leaderboards
  • Insider trades
  • 13F funds
  • Groups
  • Trending
  • News

More

  • Pricing
  • Feedback
  • Newsletter
  • Developers / API
  • Account
DisclosuresTermsPrivacy

Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

EDGAR® is a registered trademark of the U.S. Securities and Exchange Commission. TENK/calls is an independent service and is not affiliated with, endorsed by, or approved by the U.S. Securities and Exchange Commission.

TTENK/calls
The BriefMarketsAll StocksNewsScreenerFeedback

Pulling SEC filings + quote and writing the call…

TTENK/calls
The BriefMarketsAll StocksNewsScreenerFeedback
Home›FBNC›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

FIRST BANCORP /NC/ (FBNC) financials

Income statement

FIRST BANCORP /NC/ (FBNC) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue—————$25.3M$17.4M$32.8M$70.1M$67.6M
Revenue growth——————-31.1%88.1%113.7%-3.6%
Net income$27.5M$46.0M$89.3M$92.0M$81.5M$95.6M$147M$104M$76.2M$111M
Net margin—————377.7%842.1%317.3%108.7%164.2%
EPS (diluted)$1.33$1.82$3.01$3.10$2.81$3.19$4.12$2.53$1.84$2.68

Cash flow

FIRST BANCORP /NC/ (FBNC) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$41.3M$26.8M$46.4M$51.2M$58.3M$142M$231M$131M$175M$203M
Capital expenditures$8.69M$4.66M$10.7M$3.53M$12.4M$9.40M$5.29M$4.42M$2.66M$4.25M
Free cash flow$32.6M$22.2M$35.7M$47.7M$46.0M$133M$225M$127M$172M$199M
Share buybacks—$0.00$0.00$10.0M$31.9M$4.04M$0.00$0.00$0.00$991K
Dividends paid$6.40M$7.60M$11.3M$13.7M$20.9M$22.2M$30.7M$34.9M$36.2M$37.3M

Balance sheet

FIRST BANCORP /NC/ (FBNC) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$306M$489M$463M$231M$367M$461M$270M$238M$508M$310M
Total assets$3.61B$5.55B$5.86B$6.14B$7.29B$10.5B$10.6B$12.1B$12.1B$12.7B
Total liabilities$3.25B$4.85B$5.10B$5.29B$6.40B$9.28B$9.59B$10.7B$10.7B$11.0B
Long-term debt—$411M$407M$301M$61.8M$67.4M$288M$630M$91.9M$74.6M
Shareholders' equity$368M$693M$764M$852M$893M$1.23B$1.03B$1.37B$1.45B$1.65B
Retained earnings$226M$264M$342M$418M$478M$533M$648M$716M$756M$830M
Shares (wtd avg diluted)20.7M25.3M29.7M29.7M29.0M30.0M35.7M41.2M41.3M41.5M

Every figure is extracted from FIRST BANCORP /NC/’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is FIRST BANCORP /NC/'s annual revenue?
FIRST BANCORP /NC/ (FBNC) reported $67.6M of revenue for fiscal year 2025 — down 3.6% from $70.1M in FY2024, per its annual report filed with the SEC.
Is FIRST BANCORP /NC/ profitable?
Yes — FBNC earned $111M of net income in FY2025, a 164.2% net margin, per SEC filings.
What is FIRST BANCORP /NC/'s free cash flow?
$199M in FY2025 (operating cash flow $203M minus $4.25M of capital expenditures), from the SEC cash-flow statement.
Does FBNC pay a dividend?
Yes — FIRST BANCORP /NC/ paid $37.3M in cash dividends during FY2025, per its SEC cash-flow statement.
Full FBNC analysis — verdict, score & filings →Is FBNC a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.