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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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Home›FCAP›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

FIRST CAPITAL INC (FCAP) financials

Income statement

FIRST CAPITAL INC (FCAP) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$4.46M$4.97M$5.25M$5.53M$5.76M$6.45M$7.14M$7.01M$7.06M$7.17M
Revenue growth—11.3%5.8%5.2%4.2%11.9%10.8%-1.9%0.7%1.6%
Operating income$9.40M$10.6M$10.7M$12.3M$11.8M$13.7M$14.2M$15.1M$14.2M—
Operating margin210.6%212.5%202.9%223.0%205.5%212.2%199.2%214.7%200.7%—
Net income$6.86M$7.44M$9.25M$10.3M$10.1M$11.4M$11.9M$12.8M$11.9M$16.4M
Net margin153.8%149.8%176.1%186.8%175.9%177.2%166.6%182.5%169.1%228.3%
EPS (diluted)$2.05$2.23$2.77$3.09$3.02$3.41$3.55$3.82$3.57$4.89

Cash flow

FIRST CAPITAL INC (FCAP) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$8.24M$13.4M$13.3M$14.1M$12.1M$21.6M$16.5M$14.2M$22.3M$21.3M
Capital expenditures$1.99M$1.27M$402K$2.97M$602K$288K$415K$627K$717K$1.35M
Free cash flow$6.25M$12.2M$12.9M$11.1M$11.5M$21.3M$16.1M$13.5M$21.6M$19.9M
Share buybacks$34.0K$16.0K$32.0K$2.00K$13.0K$40.0K$0.00$502K$41.0K$578K
Dividends paid$2.82M$2.88M$3.10M$3.21M$3.25M$3.52M$3.52M$3.63M$3.77M$4.04M

Balance sheet

FIRST CAPITAL INC (FCAP) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Total assets$744M$759M$794M$827M$1.02B$1.16B$1.15B$1.16B$1.19B$1.27B
Total liabilities$668M$678M$708M$729M$907M$1.04B$1.07B$1.05B$1.07B$1.13B
Shareholders' equity$75.7M$80.9M$85.8M$98.8M$111M$114M$85.2M$105M$115M$138M
Retained earnings$47.1M$52.0M$58.1M$65.3M$72.2M$80.1M$88.5M$97.1M$105M$118M
Shares (wtd avg diluted)3.34M3.33M3.34M3.34M3.35M3.35M3.36M3.35M3.35M3.35M

Every figure is extracted from FIRST CAPITAL INC’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is FIRST CAPITAL INC's annual revenue?
FIRST CAPITAL INC (FCAP) reported $7.17M of revenue for fiscal year 2025 — up 1.6% from $7.06M in FY2024, per its annual report filed with the SEC.
Is FIRST CAPITAL INC profitable?
Yes — FCAP earned $16.4M of net income in FY2025, a 228.3% net margin, per SEC filings.
What is FIRST CAPITAL INC's free cash flow?
$19.9M in FY2025 (operating cash flow $21.3M minus $1.35M of capital expenditures), from the SEC cash-flow statement.
Does FCAP pay a dividend?
Yes — FIRST CAPITAL INC paid $4.04M in cash dividends during FY2025, per its SEC cash-flow statement.
Full FCAP analysis — verdict, score & filings →Is FCAP a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.