Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $59.6M | $55.2M | $107M | $105M | $73.4M | $138M | $128M | $157M | $143M | $152M |
| EPS (diluted) | $0.67 | $0.58 | $1.08 | $1.07 | $0.75 | $1.44 | $1.37 | $1.54 | $1.39 | $1.47 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $89.3M | $88.3M | $135M | $108M | $106M | $165M | $151M | $151M | $129M | $188M |
| Capital expenditures | $7.49M | $11.6M | $9.60M | $17.4M | $7.62M | $10.6M | $11.2M | $22.0M | $15.5M | $16.1M |
| Free cash flow | $81.8M | $76.7M | $126M | $90.3M | $98.1M | $154M | $140M | $129M | $114M | $171M |
| Share buybacks | $864K | $1.46M | $26.2M | $6.26M | $20.9M | $31.3M | $15.6M | $15.0M | $12.6M | $35.8M |
| Dividends paid | $24.9M | $30.5M | $34.8M | $39.4M | $43.0M | $43.6M | $44.6M | $50.8M | $52.6M | $55.5M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $116M | $107M | $98.9M | $122M | $357M | $395M | $154M | $147M | $133M | $180M |
| Total assets | $6.68B | $7.31B | $7.83B | $8.31B | $9.07B | $9.55B | $9.81B | $11.5B | $11.6B | $12.3B |
| Total liabilities | $5.93B | $6.42B | $6.85B | $7.25B | $8.00B | $8.44B | $8.75B | $10.1B | $10.2B | $10.8B |
| Long-term debt | $80.9M | $87.9M | $185M | $234M | $233M | $182M | — | — | — | — |
| Shareholders' equity | $750M | $888M | $975M | $1.06B | $1.07B | $1.11B | $1.05B | $1.31B | $1.41B | $1.55B |
| Retained earnings | $413M | $437M | $511M | $577M | $597M | $691M | $775M | $881M | $971M | $1.07B |
| Shares (wtd avg diluted) | 88.9M | 95.3M | 99.2M | 98.6M | 97.8M | 95.8M | 93.9M | 102M | 102M | 104M |
Every figure is extracted from FIRST COMMONWEALTH FINANCIAL CORP /PA/’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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