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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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Pulling SEC filings + quote and writing the call…

TTENK/calls
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Home›FCNCA›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA) financials

Income statement

FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue——————$5.08B$18.8B$9.76B$9.54B
Revenue growth———————269.7%-48.1%-2.2%
Net income$225M$324M$400M$457M$492M$547M$1.10B$11.5B$2.78B$2.21B
Net margin——————21.6%61.0%28.5%23.1%
EPS (diluted)————$47.50$53.88$67.40$784.51$189.41$165.24

Cash flow

FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$231M$355M$454M$578M$376M-$284M$2.79B$2.66B$2.99B$2.92B
Capital expenditures$81.8M$84.8M$140M$121M$133M$107M$155M$405M$429M$710M
Free cash flow$149M$270M$313M$457M$243M-$391M$2.64B$2.25B$2.56B$2.21B
Share buybacks$0.00$0.00$163M$453M$334M$0.00$1.24B$0.00$1.65B$3.03B
Dividends paid$14.4M$14.4M$16.8M$18.1M$30.0M$42.0M$83.0M$117M$158M$161M

Balance sheet

FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$540M$336M$327M$377M$362M$338M$518M$908M$814M$801M
Total assets$33.0B$34.5B$35.4B$39.8B$50.0B$58.3B$109B$214B$224B$230B
Total liabilities$30.0B$31.2B$31.9B$36.2B$45.7B$53.6B$99.6B$193B$201B$207B
Long-term debt$833M$870M$320M$589M$1.25B$1.20B$4.46B$37.2B$36.7B$35.8B
Shareholders' equity$3.01B$3.33B$3.49B$3.59B$4.23B$4.74B$9.66B$21.3B$22.2B$22.2B
Retained earnings$2.48B$2.79B$3.22B$3.66B$3.87B$4.38B$5.39B$16.7B$19.4B$20.8B
Shares (wtd avg diluted)12.0M12.0M11.9M11.1M10.1M9.82M15.5M14.5M14.3M13.0M

Every figure is extracted from FIRST CITIZENS BANCSHARES INC /DE/’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is FIRST CITIZENS BANCSHARES INC /DE/'s annual revenue?
FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA) reported $9.54B of revenue for fiscal year 2025 — down 2.2% from $9.76B in FY2024, per its annual report filed with the SEC.
Is FIRST CITIZENS BANCSHARES INC /DE/ profitable?
Yes — FCNCA earned $2.21B of net income in FY2025, a 23.1% net margin, per SEC filings.
What is FIRST CITIZENS BANCSHARES INC /DE/'s free cash flow?
$2.21B in FY2025 (operating cash flow $2.92B minus $710M of capital expenditures), from the SEC cash-flow statement.
Does FCNCA pay a dividend?
Yes — FIRST CITIZENS BANCSHARES INC /DE/ paid $161M in cash dividends during FY2025, per its SEC cash-flow statement.
Full FCNCA analysis — verdict, score & filings →Is FCNCA a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.