Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $7.69M | $8.72M | $11.0M | $11.6M | $13.0M | $24.0M | $30.0M | $18.2M | $20.8M | $28.2M |
| EPS (diluted) | $2.09 | $2.33 | $2.90 | $3.03 | $2.82 | $4.48 | $5.29 | $3.19 | $3.60 | $4.86 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $15.9M | $13.9M | $13.7M | $25.8M | $296K | $7.20M | $49.4M | $29.7M | $29.6M | $42.4M |
| Capital expenditures | $1.48M | $921K | $3.57M | $4.13M | $1.39M | $2.52M | $5.51M | $6.95M | $4.66M | $17.5M |
| Free cash flow | $14.4M | $13.0M | $10.1M | $21.7M | -$1.09M | $4.68M | $43.9M | $22.7M | $24.9M | $24.8M |
| Share buybacks | — | — | — | — | $0.00 | $0.00 | $1.26M | $0.00 | — | — |
| Dividends paid | — | $2.95M | $3.40M | $4.04M | $5.38M | $6.61M | $7.71M | $6.75M | $8.85M | $9.40M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $25.8M | $15.8M | $17.5M | $15.7M | $69.3M | $96.9M | $29.1M | $112M | $83.4M | $148M |
| Total assets | $793M | $864M | $981M | $1.01B | $1.70B | $2.42B | $2.38B | $2.50B | $2.58B | $2.75B |
| Total liabilities | $712M | $776M | $888M | $903M | $1.53B | $2.21B | $2.22B | $2.31B | $2.38B | $2.51B |
| Long-term debt | $0.00 | — | — | — | — | — | — | — | — | — |
| Shareholders' equity | $80.6M | $87.4M | $93.6M | $107M | $167M | $212M | $163M | $189M | $204M | $239M |
| Retained earnings | $52.1M | $57.2M | $64.9M | $72.4M | $80.0M | $97.4M | $120M | $128M | $140M | $159M |
| Shares (wtd avg diluted) | 3.69M | 3.74M | 3.80M | 3.82M | 4.62M | 5.36M | 5.68M | 5.72M | 5.77M | 5.80M |
Every figure is extracted from FIDELITY D & D BANCORP INC’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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