Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $88.5M | $96.8M | $173M | $198M | $156M | $205M | $218M | $256M | $229M | $256M |
| EPS (diluted) | $1.43 | $1.56 | $1.93 | $2.00 | $1.59 | $2.14 | $2.30 | $2.69 | $2.40 | $2.66 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $143M | $124M | $260M | $186M | $108M | $388M | $201M | $487M | $262M | $338M |
| Capital expenditures | $9.73M | $6.54M | $18.2M | $20.9M | $16.5M | $15.3M | $13.8M | $24.1M | $21.1M | $20.8M |
| Free cash flow | $133M | $117M | $242M | $165M | $91.9M | $373M | $187M | $463M | $241M | $317M |
| Share buybacks | $0.00 | $0.00 | $0.00 | $66.2M | $16.7M | $108M | $0.00 | $0.00 | — | — |
| Dividends paid | $39.1M | $41.2M | $79.7M | $89.1M | $89.7M | $87.3M | $86.6M | $87.2M | $89.5M | $94.6M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | — | — | — | $201M | $231M | $220M | $208M | $213M | $174M | $179M |
| Total assets | $8.44B | $8.90B | $14.0B | $14.5B | $16.0B | $16.3B | $17.0B | $17.5B | $18.6B | $21.1B |
| Total liabilities | $7.57B | $7.97B | $11.9B | $12.3B | $13.7B | $14.1B | $15.0B | $15.3B | $16.1B | $18.4B |
| Long-term debt | $120M | $120M | $571M | $414M | $776M | $410M | $347M | $344M | $348M | $514M |
| Shareholders' equity | $865M | $931M | $2.08B | $2.25B | $2.28B | $2.26B | $2.04B | $2.27B | $2.44B | $2.77B |
| Retained earnings | $437M | $492M | $600M | $711M | $720M | $837M | $968M | $1.14B | $1.28B | $1.44B |
| Shares (wtd avg diluted) | 62.0M | 62.2M | 89.6M | 98.9M | 98.1M | 95.9M | 94.6M | 95.1M | 95.4M | 96.2M |
Every figure is extracted from FIRST FINANCIAL BANCORP /OH/’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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