Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating income | — | — | — | — | — | — | — | — | — | -$46.2M |
| Net income | $14.1M | $11.8M | $14.2M | $14.2M | $20.3M | $27.3M | $28.9M | $9.22M | $12.4M | -$56.0M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $22.2M | $12.3M | $26.9M | $29.1M | $23.8M | $26.5M | $36.9M | $21.7M | $33.7M | -$8.28M |
| Capital expenditures | $4.11M | $6.81M | $3.79M | $11.9M | $6.31M | $2.20M | $2.64M | $14.9M | $3.04M | $1.70M |
| Free cash flow | $18.1M | $5.46M | $23.1M | $17.1M | $17.4M | $24.3M | $34.2M | $6.86M | $30.7M | -$9.98M |
| Dividends paid | $4.87M | $5.21M | $5.64M | $5.80M | $6.23M | $6.39M | $6.86M | $7.37M | $5.13M | $560K |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $18.1M | $38.0M | $128M | $67.4M | $300M | $262M | $83.2M | $286M | $564M | $846M |
| Total assets | $1.50B | $1.75B | $1.82B | $2.12B | $2.47B | $2.88B | $3.15B | $3.55B | $3.97B | $4.08B |
| Total liabilities | $1.38B | $1.61B | $1.67B | $1.95B | $2.29B | $2.65B | $2.92B | $3.30B | $3.72B | $3.85B |
| Long-term debt | $36.7M | $37.4M | $34.5M | $63.3M | $60.5M | $43.2M | $36.9M | $209M | $195M | $179M |
| Shareholders' equity | $124M | $144M | $147M | $166M | $179M | $224M | $235M | $250M | $250M | $251M |
| Retained earnings | $39.0M | $44.5M | $34.9M | $43.3M | $37.1M | $56.7M | $76.4M | $68.0M | $73.0M | $14.1M |
| Shares (wtd avg diluted) | 8.37M | 9.69M | 9.69M | 10.7M | 10.7M | 10.7M | 10.7M | 11.2M | 12.5M | 14.0M |
Every figure is extracted from First Guaranty Bancshares, Inc.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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