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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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Pulling SEC filings + quote and writing the call…

TTENK/calls
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Home›FMAO›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

FARMERS & MERCHANTS BANCORP INC (FMAO) financials

Income statement

FARMERS & MERCHANTS BANCORP INC (FMAO) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income$11.7M$12.7M$14.9M$18.4M$20.1M$23.5M$32.5M$22.8M$25.9M$33.3M
EPS (diluted)$1.27$1.38$1.61$1.66$1.80$2.01$2.46$1.67$1.90$2.43

Cash flow

FARMERS & MERCHANTS BANCORP INC (FMAO) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$12.4M$17.6M$10.7M$23.9M$27.4M$34.7M$40.7M$22.1M$32.5M$36.7M
Capital expenditures$2.41M$1.89M$2.63M$3.51M$3.22M$1.97M$2.60M$10.9M$1.87M$1.77M
Free cash flow$10.0M$15.8M$8.11M$20.4M$24.2M$32.8M$38.1M$11.2M$30.6M$35.0M
Share buybacks$194K$196K$490K$381K$383K$338K$308K$218K$664K$362K
Dividends paid$4.12M$4.44M$4.96M$6.34M$7.19M$7.67M$10.3M$11.3M$11.9M$12.1M

Balance sheet

FARMERS & MERCHANTS BANCORP INC (FMAO) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Total assets$1.06B$1.11B$1.12B$1.61B$1.91B$2.64B$3.02B$3.28B$3.36B$3.43B
Total liabilities$930M$973M$973M$1.38B$1.66B$2.34B$2.72B$2.97B$3.03B$3.06B
Shareholders' equity$126M$134M$143M$230M$249M$297M$298M$317M$335M$371M
Retained earnings$128M$137M$148M$160M$174M$189M$212M$221M$236M$258M
Shares (wtd avg diluted)9.14M9.16M9.18M11.0M11.1M11.6M13.1M13.5M13.4M13.6M

Every figure is extracted from FARMERS & MERCHANTS BANCORP INC’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is FARMERS & MERCHANTS BANCORP INC's free cash flow?
$35.0M in FY2025 (operating cash flow $36.7M minus $1.77M of capital expenditures), from the SEC cash-flow statement.
Does FMAO pay a dividend?
Yes — FARMERS & MERCHANTS BANCORP INC paid $12.1M in cash dividends during FY2025, per its SEC cash-flow statement.
Full FMAO analysis — verdict, score & filings →Is FMAO a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.