Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $171M | $199M | $373M | $387M | $286M | $405M | $439M | $485M | $465M | $565M |
| EPS (diluted) | $0.78 | $0.63 | $1.12 | $1.16 | $0.85 | $1.23 | $1.22 | $1.31 | $1.27 | $1.56 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $293M | $279M | $611M | $259M | $113M | $530M | $1.22B | $423M | $642M | $482M |
| Capital expenditures | $60.0M | $57.0M | $35.0M | $46.0M | $41.0M | $58.0M | $95.0M | $88.0M | $139M | $106M |
| Free cash flow | $233M | $222M | $576M | $213M | $72.0M | $472M | $1.12B | $335M | $503M | $376M |
| Share buybacks | — | — | $0.00 | $0.00 | $38.0M | $43.0M | $43.0M | $36.0M | $3.00M | $50.0M |
| Dividends paid | $102M | $143M | $157M | $157M | $157M | $156M | $171M | $174M | $175M | $174M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $371M | $479M | $488M | $599M | $1.38B | $3.49B | $1.67B | $1.58B | $2.42B | $2.50B |
| Total assets | $21.8B | $31.4B | $33.1B | $34.6B | $37.4B | $39.5B | $43.7B | $46.2B | $48.6B | $50.2B |
| Total liabilities | $19.3B | $27.0B | $28.5B | $29.7B | $32.4B | $34.4B | $38.1B | $40.1B | $42.3B | $43.5B |
| Long-term debt | $539M | $668M | $627M | $1.34B | $1.09B | $682M | $1.09B | $1.97B | $3.01B | $1.90B |
| Shareholders' equity | $2.57B | $4.41B | $4.61B | $4.88B | $4.96B | $5.15B | $5.65B | $6.05B | $6.30B | $6.76B |
| Retained earnings | $304M | $368M | $576M | $798M | $869M | $1.11B | $1.37B | $1.67B | $1.95B | $2.34B |
| Shares (wtd avg diluted) | 208M | 304M | 326M | 326M | 325M | 323M | 354M | 363M | 363M | 362M |
Every figure is extracted from FNB CORP/PA/’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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