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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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TTENK/calls
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Home›FNLC›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

First Bancorp, Inc /ME/ (FNLC) financials

Income statement

First Bancorp, Inc /ME/ (FNLC) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income$18.0M$19.6M$23.5M$25.5M$27.1M$36.3M$39.0M$29.5M$27.0M$34.4M
EPS (diluted)$1.66$1.81$2.17$2.34$2.48$3.30$3.53$2.66$2.43$3.07

Cash flow

First Bancorp, Inc /ME/ (FNLC) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$21.2M$22.3M$33.8M$26.1M$22.7M$56.7M$41.2M$36.9M$26.0M$37.8M
Capital expenditures$2.13M$2.53M$1.48M$1.57M$2.54M$3.76M$1.40M$2.63M$1.48M$3.22M
Free cash flow$19.1M$19.7M$32.4M$24.5M$20.2M$52.9M$39.8M$34.3M$24.6M$34.6M
Share buybacks$129K$154K$168K$183K$156K$253K$277K$250K$212K$282K
Dividends paid$9.81M$11.5M$12.1M$13.0M$13.3M$13.9M$14.8M$15.4M$15.8M$16.3M

Balance sheet

First Bancorp, Inc /ME/ (FNLC) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$17.4M$19.2M$19.1M$14.4M$26.2M$20.6M$22.7M$31.9M$23.9M$26.4M
Total assets$1.57B$1.76B$1.87B$1.99B$2.14B$2.44B$2.55B$2.81B$2.98B$3.19B
Total liabilities$1.54B$1.66B$1.75B$1.86B$2.14B$2.28B$2.51B$2.70B$2.90B$2.88B
Long-term debt$120M$115M$65.1M$10.1M$55.1M$55.1M$84.0K$0.00$95.0M$95.5M
Shareholders' equity$173M$181M$192M$213M$224M$246M$229M$243M$243M$260M
Retained earnings$112M$121M$132M$145M$158M$180M$204M$212M$223M$240M
Shares (wtd avg diluted)10.8M10.8M10.9M10.9M10.9M11.0M11.0M11.1M11.1M11.2M

Every figure is extracted from First Bancorp, Inc /ME/’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is First Bancorp, Inc /ME/'s free cash flow?
$34.6M in FY2025 (operating cash flow $37.8M minus $3.22M of capital expenditures), from the SEC cash-flow statement.
Does FNLC pay a dividend?
Yes — First Bancorp, Inc /ME/ paid $16.3M in cash dividends during FY2025, per its SEC cash-flow statement.
Full FNLC analysis — verdict, score & filings →Is FNLC a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.