Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $8.05M | $8.75M | $12.6M | $14.7M | $12.2M | $14.2M | $15.9M | $21.6M | $20.0M | $21.1M |
| EPS (diluted) | $0.66 | $0.68 | $0.93 | $1.08 | $0.85 | $0.95 | $1.04 | $1.34 | $1.19 | $1.27 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $9.71M | $16.1M | $15.7M | $16.6M | $12.6M | $25.3M | $21.8M | $27.3M | $19.5M | $6.90M |
| Capital expenditures | $926K | $1.23M | $963K | $1.06M | $862K | $803K | $344K | $1.22M | $343K | $1.70M |
| Free cash flow | $8.78M | $14.9M | $14.7M | $15.5M | $11.7M | $24.5M | $21.4M | $26.1M | $19.2M | $5.20M |
| Share buybacks | — | — | — | — | $0.00 | $5.37M | $187K | $143K | $3.76M | $4.75M |
| Dividends paid | — | — | — | — | — | — | — | — | $6.39M | $7.51M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $160M | $153M | $116M | $111M | $267M | $346M | $187M | $149M | $119M | $146M |
| Total assets | $1.17B | $1.22B | $1.25B | $1.29B | $1.66B | $1.90B | $1.87B | $1.87B | $1.89B | $1.91B |
| Total liabilities | $1.07B | $1.12B | $1.14B | $1.16B | $1.50B | $1.75B | $1.75B | $1.71B | $1.72B | $1.70B |
| Long-term debt | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | $0.00 | $0.00 |
| Shareholders' equity | $92.3M | $100M | $112M | $133M | $151M | $151M | $125M | $159M | $176M | $212M |
| Retained earnings | $14.6M | $17.9M | $23.9M | $31.6M | $37.1M | $44.3M | $54.5M | $68.8M | $81.3M | $92.0M |
| Shares (wtd avg diluted) | 12.1M | 12.9M | 13.6M | 13.6M | 14.2M | 14.9M | 15.3M | 16.1M | 16.9M | 16.6M |
Every figure is extracted from FIRST NORTHERN COMMUNITY BANCORP’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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