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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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TTENK/calls
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Home›FRAF›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF) financials

Income statement

FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income$8.09M$2.18M$6.13M$16.1M$12.8M$19.6M$14.9M$13.6M$11.1M$21.2M
EPS (diluted)$1.88$0.50$1.39$3.67$2.93$4.42$3.36$3.10$2.51$4.74

Cash flow

FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$14.9M$16.3M$9.30M$19.0M$6.43M$26.3M$25.2M$26.6M$21.8M$25.4M
Capital expenditures$579K—————————
Free cash flow$14.3M—————————
Share buybacks$795K—$88.0K$3.85M$1.17M$1.19M$3.33M$2.39M$827K$1.10M
Dividends paid$3.52M$4.03M$4.60M$5.12M$5.23M$5.52M$5.66M$5.59M$5.63M$5.84M

Balance sheet

FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$36.7M$58.6M$53.0M$83.8M$57.1M$175M$64.9M$23.1M$204M$128M
Total assets$1.13B$1.18B$1.21B$1.27B$1.54B$1.77B$1.70B$1.84B$2.20B$2.24B
Total liabilities$1.01B$1.06B$1.09B$1.14B$1.39B$1.62B$1.59B$1.70B$2.05B$2.06B
Shareholders' equity$116M$115M$118M$128M$145M$157M$114M$132M$145M$175M
Retained earnings$83.1M$82.2M$83.9M$94.9M$103M$117M$126M$134M$139M$155M
Shares (wtd avg diluted)4.30M4.36M4.40M4.40M4.37M4.44M4.45M4.38M4.41M4.48M

Every figure is extracted from FRANKLIN FINANCIAL SERVICES CORP /PA/’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

Does FRAF pay a dividend?
Yes — FRANKLIN FINANCIAL SERVICES CORP /PA/ paid $5.84M in cash dividends during FY2025, per its SEC cash-flow statement.
Full FRAF analysis — verdict, score & filings →Is FRAF a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.