Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Net income | $35.9M | $42.4M | $44.8M | $47.7M | $45.7M | $61.6M |
| EPS (diluted) | $3.57 | $2.83 | $2.61 | $2.78 | $2.26 | $2.90 |
| Fiscal year | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Operating cash flow | $51.5M | $28.7M | $46.0M | $38.9M | $51.8M | $72.6M |
| Capital expenditures | $833K | $717K | $481K | $653K | $628K | $1.20M |
| Free cash flow | $50.6M | $27.9M | $45.5M | $38.3M | $51.2M | $71.4M |
| Dividends paid | — | $27.0M | $4.95M | $12.9M | $16.2M | $17.1M |
| Fiscal year | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $290M | $425M | $260M | $322M | $352M | $507M |
| Total assets | $1.95B | $2.56B | $3.23B | $3.59B | $4.05B | $4.75B |
| Total liabilities | $1.82B | $2.32B | $2.97B | $3.31B | $3.66B | $4.31B |
| Shareholders' equity | $134M | $235M | $253M | $286M | $397M | $446M |
| Retained earnings | $22.3M | $17.2M | $46.7M | $46.7M | $106M | $151M |
| Shares (wtd avg diluted) | 10.1M | 15.0M | 17.2M | 17.2M | 20.2M | 21.3M |
Every figure is extracted from FIVE STAR BANCORP’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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