GIFT
GIFTIFY, INC.
Next earnings Aug 11, 2026 · consensus $-0.08 EPS, $20.6M rev
$1.00
▲ +4.40%$1.00▼ -34.71%
over 1Y
L $0.76H $1.53
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+4.4%
1W+6.4%
1M+20.3%
3M-2.1%
YTD-10.8%
1Y-34.7%
Avoid
Conviction
Horizon
Medium (3–12mo)
Street · 7 analysts
Buy
A sub-$1 gift-card arbitrage play: chronic losses, razor-thin margins, shrinking revenue and delisting risk — cheap for a reason.
Revenue $83.2M · FY2025
Giftify is a low-margin reseller, not a growth compounder. CardCash buys unwanted gift cards at a discount and flips them at a markup, and Restaurant.com sells discount certificates on behalf of third parties — a spread business where FY2025 revenue of $83.2M throws off just $15.5M of gross profit (18.6% gross margin). After the 2023 CardCash acquisition inflated revenue from ~$4M to ~$87M, the top line has now gone backwards: -6.5% YoY. The company has never posted a profit — FY2025 net loss of -$10.5M, operating margin -12.4%, ROE -47%, and a staggering -$98.8M accumulated deficit. The narrowing loss (net income +44.3% YoY, operating cash flow -$1.59M vs. a -$10.5M net loss) is the one genuine bright spot, but 'losing less' on falling revenue is not a thesis.
The balance sheet looks superficially clean — $22.3M equity against $9.53M liabilities (0.43x) — yet the liquidity picture is thin: $3.65M cash (down 15% YoY) and a current ratio of barely 1.03x ($7.75M current assets vs. $7.50M current liabilities). Meanwhile shareholders keep getting diluted (shares +15.5% YoY), so the modest per-share loss improvement is partly a share-count artifact. This is a company financing itself by issuing stock, not by generating cash.
Is GIFT a buy? The one-page verdict, explained →
The options angle
model · matches our verdictBear put spread (caution)~60d expiry
- Long put 1 @ ~0.13 est
- Short put 1 @ ~0.13 est
debit $0max +$0max $0
AVOID means we wouldn't engage at all — if expressing the short side anyway, only with capped risk.
Educational template, not a trade recommendation. Strikes and premiums are Black-Scholes model estimates from the last close and 30-day realized volatility — real chains, spreads and IV will differ. Options involve substantial risk.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $3.32M | $4.44M | $87.1M | $88.9M | $83.2M |
| Gross profit | — | $10.5M | $10.4M | $13.1M | $15.5M |
| Operating income | -$5.51M | -$5.60M | -$3.08M | -$18.4M | -$10.4M |
| Net income | -$4.99M | -$8.32M | -$125K | -$18.8M | -$10.5M |
| Diluted EPS | — | -$0.57 | -$0.01 | -$0.73 | -$0.35 |
| Net margin | -150.2% | -187.3% | -0.1% | -21.2% | -12.6% |
10-year statements — income, cash flow, balance sheet & CSV export →
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value$30.4M
EV / EBITDA—
EV / Sales0.4
EV / FCF—
P / FCF—
PEG (trailing)—
Earnings yield-30.8%
FCF yield-7.3%
Quality & risk
ROIC (est.)-36.7%
Free cash flow-$2.49M
Total debt—
Net cash$3.65M
Altman Z-Score-0.65 distress
Piotroski F-Score5/8
Capital returns
Buyback yield—
Dividend yield (est.)—
Shareholder yield—
Shares Δ YoY+15.5%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRecent disclosure tone has skewed negative — read the flagged items.
- 10-Q Quarterly report2026-05-12
Q1 2026 results filed; ongoing losses and thin $3.7M cash amid delisting pressure
- 8-K Delisting notice2026-04-28
Nasdaq listing-deficiency notice (Item 3.01) — delisting risk with stock near $1
- 10-K/A Restated periodic report2026-04-10
Amended FY2025 10-K (Part III/corrections) — no new financials
- 8-K Delisting notice2026-03-27
Nasdaq continued-listing deficiency notice (Item 3.01) — compliance shortfall flagged
- 10-K Annual report2026-03-18
FY2025: revenue -6.5% to $83.2M but net loss narrowed 44% to $10.5M
- 10-Q Quarterly report2025-11-10
Q3 2025 results filed — continued operating losses
- 8-K Shareholder vote2025-10-20
Annual meeting voting results reported (Item 5.07); routine proposals passed
- DEF 14A Proxy statement2025-09-02
Proxy for annual meeting — director elections and auditor ratification
- 8-K Officer / director change2025-08-25
Officer/director change announced (Item 5.02) — leadership transition
Recent filings
all on EDGAR ↗144Filing2026-07-02open ↗144Filing2026-06-11open ↗10-QPeriod ending 2026-03-312026-05-12open ↗4Period ending 2026-04-012026-05-07open ↗4Period ending 2026-03-182026-05-06open ↗144Filing2026-05-01open ↗8-KPeriod ending 2026-04-272026-04-28open ↗10-K/APeriod ending 2025-12-312026-04-10open ↗144/AFiling2026-04-09open ↗144Filing2026-04-01open ↗8-KPeriod ending 2026-03-242026-03-27open ↗4Period ending 2026-02-022026-03-23open ↗
Frequently asked
- Is GIFTIFY, INC. (GIFT) a buy?
- GIFT currently carries a Avoid rating with 3/5 conviction, derived from its latest SEC filings. A sub-$1 gift-card arbitrage play: chronic losses, razor-thin margins, shrinking revenue and delisting risk — cheap for a reason.
- What is GIFTIFY, INC.'s quality score?
- GIFT scores 58.360245875139356/100 (grade C) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001760233, latest 10-Q filed 2026-05-12) · EODHD · Proprietary analysis · as of 7/4/2026, 4:08:53 AM.
About this recommendation — produced by TENK/calls (tenkcalls.com), Luxembourg · not investment advice
AI-generated analysis, produced by our proprietary engine from SEC filing data.
Investment recommendation produced by TENK/calls (tenkcalls.com), Luxembourg. Completed Jul 4, 2026, 12:08 AM ET. Ratings & methodology: definitions · All recommendations to date: track record · Conflicts: disclosures. Not investment advice.
Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.