HBANL
HUNTINGTON BANCSHARES INC /MD/
Next earnings Jul 23, 2026 · consensus $0.37 EPS, $2.90B rev
Last earnings +0.3% on 2026-04-23
$24.85
▼ -1.04%$24.85▲ +5.79%
over 1Y
L $23.06H $25.62
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today-1.0%
1W-1.3%
1M-1.2%
3M+1.4%
YTD-0.2%
1Y+5.8%
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 24 analysts
Buy
Revenue grew 6.4% YoY; but high leverage (liabilities/equity 8.2x).
Revenue (FY2025) $1.56B · FY2025
The read
Middling fundamentals offset by an attractive price (~40% below fair value) — worth a look on the value angle.
HUNTINGTON BANCSHARES INC /MD/ shows $1.56B in FY2025 revenue (+6.4% YoY), a 141.5% net margin, and 9.1% ROE.
Supporting the case: revenue grew 6.4% YoY; strong net margin (141.5%).
Is HBANL a buy? The one-page verdict, explained →
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $1.11B | $1.32B | $1.40B | $1.47B | $1.56B |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $1.29B | $2.24B | $1.95B | $1.94B | $2.21B |
| Diluted EPS | $0.90 | $1.45 | $1.24 | $1.22 | $1.39 |
| Net margin | 116.4% | 169.8% | 139.4% | 132.2% | 141.5% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF22.8
PEG (trailing)1.28
Earnings yield4.4%
FCF yield4.4%
Quality & risk
ROIC (est.)—
Free cash flow$2.21B
Total debt$18.5B
Net cash-$4.99B
Piotroski F-Score5/7
Capital returns
Buyback yield0.0%
Dividend yield (est.)1.8%
Shareholder yield1.8%
Shares Δ YoY+39.6%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗4Period ending 2026-06-252026-06-26open ↗11-KPeriod ending 2025-12-312026-06-25open ↗8-KPeriod ending 2026-06-252026-06-25open ↗144Filing2026-06-25open ↗4Period ending 2026-06-122026-06-16open ↗144Filing2026-06-12open ↗8-KPeriod ending 2026-06-082026-06-08open ↗4Period ending 2026-06-022026-06-04open ↗4Period ending 2026-06-012026-06-03open ↗144Filing2026-06-01open ↗8-KPeriod ending 2026-05-272026-05-27open ↗13F-HRPeriod ending 2026-03-312026-05-15open ↗
Frequently asked
- Is HUNTINGTON BANCSHARES INC /MD/ (HBANL) a buy?
- HBANL currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Revenue grew 6.4% YoY; but high leverage (liabilities/equity 8.2x).
- What is HBANL's fair value?
- A Modified-Graham model based on HBANL's SEC fundamentals estimates a fair value of about $34.71. It is an estimate from reported earnings, not a price target.
- Is HBANL overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, HBANL currently appears undervalued relative to its SEC-grounded earnings power.
- What is HUNTINGTON BANCSHARES INC /MD/'s quality score?
- HBANL scores 72.2308618071674/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0000049196, latest 10-Q filed 2026-04-30) · EODHD · as of 6/17/2026, 7:46:09 PM.
About this recommendation — produced by TENK/calls (tenkcalls.com), Luxembourg · not investment advice
Rule-based analysis, generated automatically from SEC filing data.
Investment recommendation produced by TENK/calls (tenkcalls.com), Luxembourg. Completed Jun 17, 2026, 3:46 PM ET. Ratings & methodology: definitions · All recommendations to date: track record · Conflicts: disclosures. Not investment advice.
Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.