Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | $23.9M | $33.1M | $53.1M | $66.5M | $68.5M | $87.1M | $93.4M | $28.0M | $35.4M | -$150M |
| EPS (diluted) | $0.79 | $0.95 | $1.38 | $1.53 | $1.55 | $1.98 | $2.14 | $0.64 | $0.80 | -$3.24 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $25.5M | $49.1M | $72.3M | $174M | $78.9M | $106M | $94.4M | $88.9M | $6.37M | $79.2M |
| Capital expenditures | $1.38M | $2.69M | $3.43M | $4.61M | $5.87M | $1.44M | $6.43M | $7.78M | $5.08M | $4.96M |
| Free cash flow | $24.2M | $46.4M | $68.9M | $170M | $73.0M | $105M | $88.0M | $81.2M | $1.28M | $74.3M |
| Share buybacks | — | — | — | — | $19.6M | $7.61M | $0.00 | $0.00 | $0.00 | — |
| Dividends paid | $8.38M | $11.7M | $15.4M | $20.8M | $21.2M | $24.8M | $27.8M | $28.3M | $28.3M | $29.5M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $53.4M | $60.0M | $58.5M | $98.8M | $250M | $594M | $124M | $527M | $293M | $139M |
| Total assets | $3.14B | $3.96B | $4.25B | $5.25B | $5.89B | $7.41B | $7.87B | $7.94B | $7.80B | $6.44B |
| Total liabilities | $2.80B | $3.51B | $3.75B | $4.59B | $5.19B | $6.69B | $7.20B | $7.22B | $7.04B | $5.75B |
| Long-term debt | — | — | — | — | $475M | $713M | $1.14B | $1.35B | $1.23B | $249M |
| Shareholders' equity | $341M | $457M | $492M | $656M | $692M | $723M | $677M | $719M | $764M | $688M |
| Retained earnings | $164M | $186M | $224M | $270M | $301M | $364M | $429M | $429M | $436M | $255M |
| Shares (wtd avg diluted) | 30.1M | 34.8M | 38.5M | 43.6M | 44.1M | 44.0M | 43.7M | 43.8M | 44.1M | 46.5M |
Every figure is extracted from HORIZON BANCORP INC /IN/’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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