Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.13B | $1.17B | $1.19B | $1.43B | $1.31B | $1.33B | $1.38B | $1.49B | $1.60B | $1.70B |
| Revenue growth | — | 3.8% | 1.7% | 20.0% | -8.4% | 1.4% | 3.9% | 8.0% | 6.9% | 6.7% |
| Net income | $83.8M | $169M | $18.3M | $184M | $133M | $170M | $19.8M | $45.0M | $103M | $162M |
| Net margin | 7.4% | 14.5% | 1.5% | 12.9% | 10.2% | 12.8% | 1.4% | 3.0% | 6.4% | 9.5% |
| EPS (diluted) | $2.02 | $4.08 | $0.44 | $4.40 | $3.17 | $4.04 | $0.47 | $1.09 | $2.48 | $3.90 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $211M | $257M | $201M | $128M | $260M | $205M | $172M | $302M | $452M | $553M |
| Dividends paid | $44.3M | $46.1M | $46.7M | $47.3M | $49.6M | $51.4M | $52.6M | $53.9M | $55.5M | $57.1M |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $16.7M | $7.63M | $11.9M | $25.5M | $22.3M | $134M | $42.8M | $29.7M | $38.1M | $27.5M |
| Total assets | $10.6B | $11.2B | $11.0B | $12.5B | $13.5B | $14.5B | $13.3B | $14.0B | $14.5B | $15.3B |
| Total liabilities | $9.28B | $9.70B | $9.74B | $10.9B | $11.7B | $12.6B | $12.2B | $12.9B | $13.2B | $13.8B |
| Long-term debt | $247M | $297M | $298M | $298M | $302M | $254M | $249M | $546M | $547M | $593M |
| Shareholders' equity | $1.29B | $1.50B | $1.29B | $1.57B | $1.79B | $1.50B | $1.10B | $1.18B | $1.29B | $1.48B |
| Retained earnings | $1.16B | $1.23B | $1.22B | $1.35B | $1.43B | $1.52B | $1.51B | $1.50B | $1.55B | $1.65B |
| Shares (wtd avg diluted) | 41.5M | 41.6M | 41.9M | 41.9M | 42.0M | 42.2M | 41.8M | 41.4M | 41.5M | 41.6M |
Every figure is extracted from HORACE MANN EDUCATORS CORP /DE/’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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