Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Net income | $4.97M | $10.9M | $23.6M | $15.2M | $12.3M | $7.49M |
| EPS (diluted) | $1.18 | $2.28 | $3.68 | $2.05 | $1.66 | $1.00 |
| Fiscal year | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Operating cash flow | $566K | $13.2M | $25.1M | $16.4M | $5.44M | $13.1M |
| Capital expenditures | $1.09M | $2.08M | $1.12M | $3.41M | $1.29M | $869K |
| Free cash flow | -$527K | $11.1M | $24.0M | $13.0M | $4.15M | $12.2M |
| Share buybacks | — | — | — | — | $0.00 | $1.83M |
| Dividends paid | — | $0.00 | $2.04M | $2.93M | $2.96M | $3.01M |
| Fiscal year | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $80.2M | $167M | $150M | $193M | $163M | $209M |
| Total assets | $852M | $1.48B | $1.84B | $2.15B | $2.31B | $2.38B |
| Total liabilities | $774M | $1.36B | $1.67B | $1.96B | $2.12B | $2.18B |
| Shareholders' equity | $78.0M | $123M | $173M | $185M | $197M | $200M |
| Retained earnings | $14.1M | $25.0M | $46.5M | $58.7M | $67.9M | $72.4M |
| Shares (wtd avg diluted) | 4.23M | 4.66M | 6.16M | 7.12M | 7.19M | 7.26M |
Every figure is extracted from Hanover Bancorp, Inc. /MD’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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