Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $439M | $407M | $480M | $511M | $593M | $632M | $662M | $735M | $817M | $847M |
| Revenue growth | — | -7.4% | 18.1% | 6.5% | 16.1% | 6.4% | 4.9% | 11.0% | 11.1% | 3.7% |
| Operating income | $56.8M | $49.5M | $69.5M | $49.6M | $10.2M | -$68.1M | -$157M | $63.2M | $93.6M | $267M |
| Operating margin | 12.9% | 12.2% | 14.5% | 9.7% | 1.7% | -10.8% | -23.8% | 8.6% | 11.5% | 31.5% |
| Net income | $33.9M | -$1.12M | $27.2M | $28.6M | $9.33M | -$74.7M | -$154M | $45.3M | $61.5M | $196M |
| Net margin | 7.7% | -0.3% | 5.7% | 5.6% | 1.6% | -11.8% | -23.3% | 6.2% | 7.5% | 23.1% |
| EPS (diluted) | $1.14 | -$0.04 | $1.04 | $0.98 | $0.33 | -$2.69 | -$5.86 | $1.73 | $2.01 | $6.32 |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $83.0M | $7.49M | $96.3M | $120M | $170M | $60.1M | -$34.3M | $70.4M | $87.1M | $182M |
| Capital expenditures | $1.62M | $385K | $2.28M | $4.98M | $755K | $1.01M | $8.56M | $9.89M | $8.23M | $8.07M |
| Free cash flow | $81.3M | $7.10M | $94.1M | $115M | $169M | $59.1M | -$42.8M | $60.5M | $78.9M | $174M |
| Share buybacks | $25.6M | $61.6M | $2.00M | $16.2M | $10.00M | $8.19M | $7.34M | $0.00 | $0.00 | — |
| Dividends paid | $6.81M | $8.25M | $6.38M | $6.96M | $6.85M | $6.71M | $4.77M | $11.0K | — | — |
| Fiscal year | FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $106M | $154M | $250M | $268M | $441M | $359M | $281M | $464M | $453M | $559M |
| Total assets | $1.03B | $1.77B | $1.77B | $1.94B | $2.09B | $1.98B | $2.39B | $2.12B | $2.47B | $2.20B |
| Total liabilities | $675M | $1.39B | $1.34B | $1.49B | $1.65B | $1.64B | $2.26B | $1.90B | $2.18B | $1.69B |
| Long-term debt | $72.9M | $184M | $149M | $129M | $121M | $121M | $129M | $120M | $116M | $78.4M |
| Shareholders' equity | $358M | $380M | $425M | $449M | $442M | $343M | $131M | $220M | $291M | $505M |
| Retained earnings | $183M | $175M | $196M | $217M | $220M | $138M | -$19.2M | $26.1M | $87.7M | $283M |
| Shares (wtd avg diluted) | 29.6M | 26.8M | 26.1M | 29.2M | 28.0M | 27.8M | 26.3M | 26.3M | 30.7M | 30.9M |
Every figure is extracted from Heritage Insurance Holdings, Inc.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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