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Research & education only — not financial advice.TENK is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities TENK rates — see Disclosures. Do your own research.

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TTENK/calls
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TTENK/calls
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Home›IBOC›Financials
Annual statements · SEC XBRL · FY2016 – FY2025

INTERNATIONAL BANCSHARES CORP (IBOC) financials

Income statement

INTERNATIONAL BANCSHARES CORP (IBOC) income statement, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income$134M$157M$216M$205M$167M$254M$300M$412M$409M$412M
EPS (diluted)$2.02$2.36$3.24$3.12$2.62$4.00$4.78$6.62$6.57$6.62

Cash flow

INTERNATIONAL BANCSHARES CORP (IBOC) cash flow, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$203M$197M$230M$312M$305M$292M$388M$474M$474M$491M
Capital expenditures$38.9M$14.3M$21.4M$29.6M$6.72M$10.4M$19.2M$27.5M$14.1M$18.1M
Free cash flow$164M$183M$208M$282M$298M$281M$369M$447M$460M$473M
Share buybacks$7.97M$187K$19.0M$17.8M$48.9M$716K$52.0M$4.61M$963K$4.61M
Dividends paid$39.6M$43.6M$49.6M$68.7M$69.9M$72.8M$75.4M$78.2M$82.1M$87.1M

Balance sheet

INTERNATIONAL BANCSHARES CORP (IBOC) balance sheet, annual, from SEC filings
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$269M$265M$317M$257M$2.00B$3.21B$2.09B$651M$353M$536M
Total assets$11.8B$12.2B$11.9B$12.1B$14.0B$16.0B$15.5B$15.1B$15.7B$16.6B
Total liabilities$10.1B$10.3B$9.93B$9.99B$11.9B$13.7B$13.5B$12.6B$12.9B$13.3B
Shareholders' equity$1.72B$1.84B$1.94B$2.12B$2.18B$2.31B$2.04B$2.45B$2.80B$3.25B
Retained earnings$1.78B$1.89B$2.06B$2.20B$2.29B$2.47B$2.70B$3.03B$3.36B$3.68B
Shares (wtd avg diluted)66.3M66.8M66.6M65.7M63.9M63.5M62.8M62.2M62.3M62.3M

Every figure is extracted from INTERNATIONAL BANCSHARES CORP’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.

Common questions

What is INTERNATIONAL BANCSHARES CORP's free cash flow?
$473M in FY2025 (operating cash flow $491M minus $18.1M of capital expenditures), from the SEC cash-flow statement.
Does IBOC pay a dividend?
Yes — INTERNATIONAL BANCSHARES CORP paid $87.1M in cash dividends during FY2025, per its SEC cash-flow statement.
Full IBOC analysis — verdict, score & filings →Is IBOC a buy? →

Research and education only — not financial advice. TENKis not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities TENK rates; see Disclosures. Past performance does not guarantee future results. Do your own research.