Pulling SEC filings + quote and writing the call…
| Fiscal year | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Net income | $25.5M | $31.8M | $5.16M | $17.1M | $21.2M |
| EPS (diluted) | $1.83 | $2.25 | $0.36 | $1.20 | $1.49 |
| Fiscal year | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Operating cash flow | $32.4M | $33.2M | $18.0M | $17.3M | $22.6M |
| Capital expenditures | $353K | $156K | $612K | $483K | $554K |
| Free cash flow | $32.0M | $33.0M | $17.4M | $16.8M | $22.0M |
| Share buybacks | — | — | — | $49.0K | $2.42M |
| Dividends paid | — | $2.80M | $3.11M | $3.56M | $4.27M |
| Fiscal year | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Cash & equivalents | $106M | $61.6M | $99.0M | $122M | $130M |
| Total assets | $2.15B | $2.35B | $2.24B | $2.23B | $2.33B |
| Total liabilities | $1.94B | $2.14B | $2.01B | $1.99B | $2.07B |
| Long-term debt | $42.7M | $24.6M | $24.7M | $80.8M | $80.9M |
| Shareholders' equity | $208M | $213M | $230M | $247M | $266M |
| Retained earnings | $118M | $147M | $146M | $160M | $177M |
| Shares (wtd avg diluted) | 13.9M | 14.1M | 14.1M | 14.2M | 14.2M |
Every figure is extracted from John Marshall Bancorp, Inc.’s annual reports as filed with the SEC (XBRL company facts) — no third-party estimates. Fiscal years are labeled by period end; filers occasionally re-tag concepts, so a sparse cell means the company didn’t report that concept for that year. Free cash flow = operating cash flow − capital expenditures.
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